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990-2200 North Rd, Assumption, IL, 62510

3beds
3baths
2,396sqft
$240,000
$100price/sqft
$2,620/moest. monthly cost
$104,800/yrincome needed

About This Home

Peaceful country home in Central A&M school district. This three-bedroom, three-bath home sits on 2 acres of park-like setting. Step inside to find a spacious family room adjacent to the eat-in kitchen, featuring beautiful ceramic tile floors. Enjoy your morning routine on the spacious 40x10 vinyl deck, offering fantastic views. The large three-car detached garage has plenty of room for projects. Both roofs are newer and the home has been fully inspected. Call or text your agent today to get on the list to view this property.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

--
Bond Primary SchoolGrades PK-14.9 mi
3/10
--
Central A & M High SchoolGrades 9-127.2 mi

Construction

Condition

  • Year built: 1978

Materials

  • Foundation: Basement
  • Roof: Asphalt,Shingle
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bi-Level
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Gas Water Heater,Oven,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedroom

  • Level: Upper

Bedroom

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Family Room

  • Level: Lower

Features

  • Bath in Primary Bedroom,Main Level Primary
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 600
  • Finished area above ground: 1,196

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,396
  • Total interior livable area: 2,396 sqft

Kitchen

  • Level: Upper

Laundry

  • Level: Lower

Living Room

  • Level: Upper

Other

  • Level: Upper

Other

  • Level: Lower

Primary Bedroom

  • Level: Upper

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 06033400200003
  • Zoning: RES
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 2 Acres

Parking

  • Total spaces: 5
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 5
  • Covered spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Drought
    DroughtRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Drought
Inland Flooding
Strong Wind
Winter Weather
Earthquake
Hail
Heat Wave
Tornado

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance *$955$11,460
Property Taxes $268$3,216
Electricity $184$2,211
Total$2,620$31,440
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,828/yr
40% on housing$78,600/yr
45% on housing$69,866/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.0%
15.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$100This listing

vs Other Active Listings

Avg $/sqft

ZIP 62510$70
Shelby County$89

vs Homes Sold Last Month

Median $/sqft

ZIP 62510$43
Shelby County$113

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-29Price change$285,000
2025-11-02Price change$299,000
2025-10-09Price change$310,000
2025-08-29Listed for sale$335,000

For Sale by Agent

AgentJoshua Burgener
BrokerageJosh Burgener Auction & Realty

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