See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

134 Tall Oaks Cir, Cadiz, KY, 42211

3beds
3baths
2,304sqft
$419,000
$182price/sqft
$2,865/moest. monthly cost
$114,600/yrincome needed

About This Home

This Delightful And Well Thought Out Home Sits On Approx. One Acre Lot. It Is A Chore To Find A Home This Nice, Roomy And This Close To Town With The Privacy And Scenic Views You Will Find Here. The Two Floors Are So Well Thought Out And Provide An Excellent Balance For Both Family Living And Entertainment. Three Bedrooms, Two And Half Baths With Large Open Areas And An Amazing Kitchen Are Just A Smidge Of The Ammenties You Have In This Home. A Tankless Water Heater, Whole House Water Purification System With Bamboo Flooring On The Lower Level & A Two Car Detached Garage Complete This Dream Homes Package.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

--
7/10
3/10
Trigg County High SchoolGrades 9-128.3 mi

Construction

Condition

  • Year built: 2021

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Refrigerator,Stove,Electric Water Heater

Basement

  • Basement: Full,Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,304
  • Total interior livable area: 2,304 sqft

Property

Details

  • Parcel number: S400112

Features

  • Waterfront features: Lake Area

Lot

  • Lot size: 1.07 Acres
  • Features: County,Other/See Remarks,Rolling Slope

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Ice Storm
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Earthquake
Hail
Heat Wave

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,118$25,416
Home Insurance *$313$3,756
Property Taxes $253$3,036
Electricity $181$2,183
Total$2,865$34,380
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$98,228/yr
40% on housing$85,950/yr
45% on housing$76,400/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.8%
5.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$182This listing

vs Other Active Listings

Avg $/sqft

ZIP 42211$128
Trigg County$128

vs Homes Sold Last Month

Median $/sqft

ZIP 42211$157
Trigg County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$399,000
2026-04-30Price change$402,000
2026-04-23Price change$406,000
2026-04-16Price change$409,000
2026-04-10Price change$412,000
2026-03-31Listed for sale$415,000
2026-03-09Listing removed$434,900
2026-01-19Price change$434,900
2025-12-31Listed for sale$444,900
2008-05-07Sold$16,000

For Sale by Agent

AgentTim Beck
BrokerageProperty Investment Solutions

Similar Homes