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1512 Palm St, Saint Louis, MO, 63107

3beds
2baths
3,144sqft
$199,900
$64price/sqft
$5,892/moest. monthly cost
$235,680/yrincome needed

About This Home

Introducing 1512 Palm, a partially renovated duplex in Old North St. Louis where opportunity meets transformation. Each side is a 3-story townhouse offering a rare opportunity with upside. One unit is nearly 80% complete with new floors, fresh paint, updated plumbing and electrical, while the other is a blank slate ready for your vision. Major updates include a new roof and modern systems, giving you a strong foundation to finish. The sale also includes the adjoining property at 1510 Palm, creating the rare chance to own two connected parcels with an option to seperate to three parcels (1510, 1512 and 1514 Palm!). Whether you plan to rent, rehab, or redevelop, this property showcases the potential of a neighborhood on the rise - supported by recent comparable sales in the area reaching into the low $320s, even with smaller layouts. Within walking distance to Crown Candy Kitchen and located at the core of the neighborhood, Old North St. Louis is experiencing a wave of restoration. Here's your chance to be a part of the momentum at 1512 Palm.

Getting Around

68
WalkingSomewhat Walkable
0
TransitVery Limited Transit
63
BikeBikeable

Schools

6/10
Ames Visual/Perf. ArtsGrades PK-50.2 mi
2/10
1/10
Vashon High SchoolGrades 9-121.3 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 1890

Materials

  • Construction materials: Brick

Type & Style

  • Home type: MultiFamily
  • Architectural style: Traditional
  • Property subType: Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Storage Space,Unfinished,Walk-Up Access

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2

Features

  • Finished area above ground: 3,421

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 3,144
  • Total interior livable area: 3,144 sqft

Property

Details

  • Parcel number: 11410000700
  • Special condition: Listing As Is

Features

  • Levels: Two
  • Fencing: Back Yard
  • Frontage length: 33

Lot

  • Lot size: 4,852 sqft
  • Features: Level

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Tornado
    TornadoVery High
  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Tornado
Earthquake
Inland Flooding
Cold Wave
Hail
Strong Wind
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,010$12,120
Home Insurance *$4,471$53,652
Property Taxes $171$2,052
Electricity $240$2,881
Total$5,892$70,704
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$202,011/yr
40% on housing$176,760/yr
45% on housing$157,120/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$64This listing

vs Other Active Listings

Avg $/sqft

ZIP 63107$54
St. Louis City$113

vs Homes Sold Last Month

Median $/sqft

ZIP 63107$11
St. Louis City$146

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-22Listed for sale$199,900
2025-10-13Listing removed$199,900
2025-09-14Listed for sale$199,900

New Construction

AgentAntione T Lawrence
BrokerageAscend Real Estate Advisors

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