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1470B Gosser Ridge Rd, Liberty, KY, 42539

2beds
2baths
0sqft
$372,000
--price/sqft
$2,500/moest. monthly cost
$100,000/yrincome needed

About This Home

Charming Country Home on 32 Acres Discover this picturesque property situated on 32 acres in Liberty, Kentucky. This stunning location offers a serene retreat surrounded by nature. Step inside a cozy 1000 square feet home built in 2023. This charming residence boasts two bedrooms and two bathrooms, offering a perfect blend of comfort and functionality. Enjoy the open floor plan featuring a kitchen and living room, ideal for gatherings and relaxation. The home comes equipped with essential appliances including a stove, refrigerator, dishwasher, microwave, washer, and dryer. Relish the 16'x50' covered back porch, perfect for sipping morning coffee or enjoying the sunset. The property features wooden posts on fenced spaces, providing the option for plank fencing. Explore the woven wire fence in the pasture and barbed wire in the woods, ideal for both livestock and wildlife. Embrace the natural surroundings with a pond attracting wildlife, making it a haven for nature enthusiasts. With great hunting opportunities for whitetail deer, this property offers a unique blend of relaxation and adventure. If you desire more land, this property can be purchased with an additional 47 acres for an expanded estate.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

5/10
3/10
4/10
Casey County High SchoolGrades 9-122.6 mi

Construction

Condition

  • Year built: 2023

Materials

  • Roof: Metal
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Refrigerator,Microwave,Oven,Washer

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Vinyl
  • Finished area above ground: 1,000

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central

Interior Area

  • Total structure area: 1,000

Kitchen

  • Features: Open

Property

Details

  • Lease amount: 0

Features

  • Stories: 1
  • Patio & porch: Patio,Covered Porch
  • Exterior features: Utilities
  • Fencing: Fenced
  • Has view: Yes
  • View description: Farm,Pond
  • Has water view: Yes
  • Water view: Pond
  • On waterfront: Yes
  • Waterfront features: Pond

Lot

  • Lot size: 32 Acres
  • Features: Equestrian Property,Trees

Parking

  • Parking features: Driveway,Detached
  • Has garage: Yes
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather
Ice Storm

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,881$22,572
Home Insurance *$298$3,576
Property Taxes $167$2,004
Electricity $154$1,850
Total$2,500$30,000
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$85,714/yr
40% on housing$75,000/yr
45% on housing$66,666/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -2.8%
-2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 42539$121
Casey County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 42539
Casey County$211

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-15Price change$372,000
2025-09-12Price change$375,000
2025-08-30Listed for sale$397,500

For Sale by Agent

AgentMatt Murphy
BrokerageUnited Country Re/Cntry Living Spec Inc

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