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31 Sea Holly Rd Lot 173, Rancho Mirage, CA, 92270

3beds
4baths
3,393sqft
$1,989,990
$586price/sqft
$12,845/moest. monthly cost
$513,800/yrincome needed

About This Home

Welcome to Cotino, a Storyliving by Disney community, located in Rancho Mirage. Nestled on a great street and in close proximity to the voluntary Artisan Club and Cotino Bay, this exquisite 3-bedroom, 3-bathroom, two-story home with a den/office space spans approximately 3,393 square feet and is thoughtfully designed for those seeking a quick move-in home at Cotino. Built by Shea Homes as part of their Grand Collection, this stunning Aerion design showcases a distinctive Aspiron exterior elevation that blends modern style with timeless elegance. The private front courtyard offers a serene and welcoming entry, creating a perfect balance of privacy and curb appeal. Inside, the two-story great room opens to a covered outdoor living space, which is perfect for entertaining and embracing the seamless indoor-outdoor lifestyle that defines the Palm Springs area lifestyle. The gourmet kitchen, outfitted with high-end appliances, an oversized island, and abundant cabinetry, creates the perfect setting for connection and celebration. The refined primary suite on the main level offers a true sanctuary, complete with a spacious spa-inspired bathroom, two walk-in closets, and private outdoor access. Additional bedrooms each feature their own bathrooms, and the flexible den/office space provides adaptable options tailored to your needs. Upstairs, the flex space opens to a covered balcony, ideal for relaxing or entertaining guests. A side-entry garage enhances curb appeal and functionality. Cotino combines natural beauty, charming parks, and the magic of Disney to create a unique and vibrant community -- perfect for beginning your next chapter. Come see for yourself and experience all that this exceptional community has to offer.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

6/10
Rancho Mirage HighGrades 9-123.4 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2025

Materials

  • Roof: Flat

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Range/Oven,Refrigerator,Washer,Dryer
  • Laundry features: Laundry Area

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Flooring: Tile,Carpet
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Air Conditioning,Central Air

Interior Area

  • Total structure area: 3,393
  • Total interior livable area: 3,393 sqft

Property

Details

  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Exterior features: Balcony
  • Spa features: None
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 8,102 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage - 2 Car
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave
Wildfire

FEMA Declared Disasters in Riverside County and California

Earthquake
Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $10,062$120,744
Home Insurance *$680$8,160
Property Taxes $1,376$16,512
Electricity $727$8,731
Total$12,845$154,140
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$440,400/yr
40% on housing$385,350/yr
45% on housing$342,533/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$586This listing

vs Other Active Listings

Avg $/sqft

ZIP 92270$426
Riverside County$300

vs Homes Sold Last Month

Median $/sqft

ZIP 92270$421
Riverside County$315

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-25Price change$2,167,490
2026-01-07Listed for sale$2,289,990
2026-01-01Listing removed$2,289,990
2025-09-01Price change$2,289,990
2025-05-16Listed for sale$2,384,990
2025-05-08Listing removed$2,384,990
2025-03-21Listed for sale$2,384,990

New Construction

AgentPanayot Tomov
BrokerageStoryliving By Disney Realty

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