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1204 SW 2nd Dr, Chiefland, FL, 32626

2beds
1baths
720sqft
$120,000
$167price/sqft
$963/moest. monthly cost
$38,520/yrincome needed

About This Home

This stunning starter home is perfect for those looking to downsize or first-time buyers! With 2 cozy bedrooms and 1 bath, the open floor plan creates a welcoming atmosphere. Set on nearly half an acre, you can enjoy tranquility and space, plus peace of mind knowing the roof is only 4 years old. Ideally situated in the heart of Chiefland, you'll have easy access to all amenities, including shopping and dining. Don't miss out on this fantastic opportunity to make this lovely home yours!

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Construction

Condition

  • Year built: 1996

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: HardiPlank Type,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Microwave,Refrigerator,Washer
  • Laundry features: Laundry Closet,W/D Hookups

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s),Laminate Counters,Wood Cabinets
  • Window features: Double Pane Windows
  • Flooring: Carpet,Vinyl
  • Fireplace features: None

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 720
  • Total interior livable area: 720 sqft

Master Bathroom

  • Features: Combo Tub & Shower,Vanity

Master Bedroom

  • Features: 1 Master Suite

Property

Details

  • Parcel number: 2083200000

Features

  • Topography of land: Level
  • Residential vegetation: Grassed

Lot

  • Lot size: 0.40 Acres
  • Features: Square,Wooded

Parking

  • Parking features: Open,Dirt
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Cold Wave
Hurricane
Inland Flooding
Strong Wind
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Levy County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $606$7,272
Home Insurance *$73$876
Property Taxes $87$1,044
Electricity $197$2,366
Total$963$11,556
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$33,017/yr
40% on housing$28,890/yr
45% on housing$25,680/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.0%
5.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$167This listing

vs Other Active Listings

Avg $/sqft

ZIP 32626$149
Levy County$228

vs Homes Sold Last Month

Median $/sqft

ZIP 32626$163
Levy County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-14Listed for sale$120,000
2021-12-01Sold$79,900
2021-10-26Pending sale$79,900
2021-10-23Listed for sale$79,900

For Sale by Agent

AgentCrystal Asbell
BrokerageHatcher Realty Services, Inc. Cross City

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