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5305 Big Wills Rd NW, Fort Payne, AL, 35967

5beds
4baths
2,745sqft
$595,000
$217price/sqft
$3,962/moest. monthly cost
$158,480/yrincome needed

About This Home

New PRICE! Almost brand new Terrapin Hills home featuring 4 or 5 BR and 3.5 BA! This spacious home offers new wood floors throughout the main level, all new Anderson windows, and a brand new kitchen with a large island. Large living room with gas logs and access to a private deck. Main-level primary suite includes a soaking tub and a custom tiled walk-in shower with glass doors. Bonus room on the main level could serve as a nursery, office, or 5th BR. Upstairs offers a second primary ensuite, 2 additional bedrooms, and a full hall bath with dual vanities. Enjoy golf course and pond views from the front deck, circle drive, large yard, plus rear decks perfect for relaxing or entertaining.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

5/10
Fort Payne Middle SchoolGrades 6-81.4 mi
5/10
Fort Payne High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1988

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Dishwasher,Microwave Drawer,Refrigerator,Dryer,Washer,Disposal,Gas Water Heater,Tankless Water Heater

Basement

  • Basement: Crawl Space

Bathroom1

  • Features: Ceiling Fan(s),Double Vanity,Wood Floor,Walk-In Closet(s)
  • Level: First

Bathroom2

  • Features: LVP
  • Level: Second

Bathroom3

  • Level: Second

Bathroom4

  • Features: Wood Floor
  • Level: First

Bedroom2

  • Features: Ceiling Fan(s),LVP
  • Level: Second
  • Area: 289

Bedroom3

  • Features: Ceiling Fan(s),LVP
  • Level: Second
  • Area: 110

Bedroom4

  • Features: Ceiling Fan(s),LVP
  • Level: Second
  • Area: 132

Bedroom5

  • Features: Wood Floor,Built-in Features
  • Level: First
  • Area: 132

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Fireplace features: Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central 2
  • Cooling features: Central 2

Interior Area

  • Total interior livable area: 2,745 sqft

Kitchen

  • Features: Eat-in Kitchen,Vaulted Ceiling(s),Wood Floor
  • Level: First
  • Area: 228

Living Room

  • Features: Fireplace,Wood Floor
  • Level: First
  • Area: 270

Master Bathroom

  • Features: Ceiling Fan(s),Double Vanity,Wood Floor,Walk-In Closet(s)
  • Level: First

Master Bedroom

  • Features: Ceiling Fan(s),Wood Floor,Walk-In Closet(s)
  • Level: First
  • Area: 238

Property

Details

  • Parcel number: 1405150002084011

Features

  • Levels: Two
  • Stories: 2
  • Waterfront features: Lake/Pond

Parking

  • Parking features: Garage-Two Car,Garage-Attached,Garage Door Opener,Circular Driveway,Driveway-Concrete,Oversized

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Tornado
Earthquake
Lightning
Winter Weather

FEMA Declared Disasters Across Alabama Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,008$36,096
Home Insurance *$529$6,348
Property Taxes $118$1,416
Electricity $307$3,685
Total$3,962$47,544
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$135,840/yr
40% on housing$118,860/yr
45% on housing$105,653/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$217This listing

vs Other Active Listings

Avg $/sqft

ZIP 35967$137
DeKalb County$146

vs Homes Sold Last Month

Median $/sqft

ZIP 35967$137
DeKalb County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-15Price change$577,000
2026-06-30Listed for sale$595,000
2026-01-08Sold$315,000
2025-12-29Pending sale$335,000
2025-12-19Price change$335,000
2025-11-21Price change$359,000
2025-11-10Price change$389,000
2025-10-31Price change$405,000
2025-09-22Price change$419,500
2025-09-10Price change$429,500
2025-09-02Listed for sale$439,500
2018-04-12Sold$105,000

For Sale by Agent

AgentLee Ann MacMillan-Crow
BrokerageAlabama Living Real Estate

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