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34 Garden Mall Ct, Inglis, FL, 34449

3beds
2baths
2,030sqft
$599,000
$295price/sqft
$4,438/moest. monthly cost
$177,520/yrincome needed

About This Home

Spectacular tip-lot riverfront property with over 200 feet of frontage on one of Levy County’s deepest draft freshwater rivers. Fully renovated, this three-bedroom, two-bath residence was taken down to the studs and rebuilt in 2025 with new windows, flooring, kitchen and baths, offering modern comfort and efficiency. Positioned on approximately 0.66 acre across two parcels, the property provides direct access to open water with no bridge restrictions, supporting a range of boating capabilities. The freshwater river setting is spring-fed, contributing to clear water. The 2,030-square-foot interior is designed to maximize natural light and expansive water views, with multiple rooms oriented toward the river. A loft or flex space adds versatility, while the Florida room opens to an outdoor deck overlooking the water. An 80-foot dock, constructed with rock-drilled pilings, offers substantial waterfront access and functionality. The freshwater environment supports clean pilings and reduced barnacle accumulation, an important consideration for vessel maintenance. The surrounding area is home to manatees, otters and native wildlife, with strong fishing opportunities. Additional exterior features include a full seawall, fenced yard with dual access points, outdoor shower, mature trees, fire pit area and gazebo. A detached two-car garage, additional covered parking and two storage buildings provide ample space for vehicles and equipment. This is a rare opportunity to secure a fully renovated tip-lot riverfront property offering expansive waterfront frontage, direct boating access and a natural setting with abundant wildlife, across two parcels on one of the region’s notable freshwater waterways.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

6/10
Yankeetown SchoolGrades PK-81.3 mi
8/10
Cedar Key High SchoolGrades PK-1223.3 mi

Construction

Condition

  • Year built: 1962

Materials

  • Foundation: Block,Slab
  • Roof: Metal
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Multi-Level
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Microwave,Oven,Range,Refrigerator,Water Heater

Bedroom

  • Level: Main
  • Dimensions: 14.00 x 11.00

Bedroom

  • Level: Main
  • Dimensions: 12.00 x 11.00

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main
  • Dimensions: 19.00 x 9.00

Features

  • Main Level Primary,Walk-In Closet(s)
  • Flooring: Luxury Vinyl Plank,Tile

Florida Room

  • Level: Main
  • Dimensions: 25.00 x 10.00

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,035
  • Total interior livable area: 2,030 sqft

Kitchen

  • Level: Main
  • Dimensions: 11.00 x 11.00

Living Room

  • Level: Main
  • Dimensions: 19.00 x 14.00

Loft

  • Features: Balcony
  • Level: Second
  • Dimensions: 20.00 x 10.00

Master Bedroom

  • Features: Walk-In Closet(s),Primary Suite
  • Level: Main
  • Dimensions: 15.00 x 11.00

Property

Details

  • Parcel number: 0307800100
  • Zoning: R1
  • Special condition: Standard

Features

  • Pool features: None
  • Exterior features: Concrete Driveway,Gravel Driveway
  • Has view: Yes
  • View description: River
  • Has water view: Yes
  • Water view: River
  • Waterfront features: Boat Dock/Slip,River Access,River Front,Water Access
  • Frontage type: River

Lot

  • Lot size: 0.65 Acres
  • Features: Cleared,Trees

Parking

  • Total spaces: 2
  • Parking features: Attached,Concrete,Driveway,Garage,Gravel
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Wildfire
    WildfireRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Coastal Flooding
Hurricane
Wildfire
Cold Wave
Inland Flooding
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Levy County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,028$36,336
Home Insurance *$417$5,004
Property Taxes $789$9,468
Electricity $204$2,451
Total$4,438$53,256
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$152,160/yr
40% on housing$133,140/yr
45% on housing$118,346/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.0%
5.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$295This listing

vs Other Active Listings

Avg $/sqft

ZIP 34449$153
Levy County$226

vs Homes Sold Last Month

Median $/sqft

ZIP 34449$196
Levy County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Price change$648,000
2026-03-23Listed for sale$685,000
2024-12-27Sold$215,000
2024-12-11Pending sale$299,900
2024-11-12Price change$299,900
2024-08-16Listed for sale$549,900
2022-07-19Listing removed--
2022-04-16Listed for sale$680,000

For Sale by Agent

AgentAngela Rose
BrokeragePremier Sotheby's Int'l Realty

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