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350 E Short St Unit 207, Lexington, KY, 40507

1beds
1baths
801sqft
$298,000
$372price/sqft
$1,940/moest. monthly cost
$77,600/yrincome needed

About This Home

Stylish and move-in-ready, 801 square foot loft condo located in the heart of downtown Lexington, directly across from Carson's and just a short distance to dining, shopping, entertainment, and campus. This well-maintained unit offers modern updates and exceptional convenience. Recent improvements include new engineered hardwood flooring throughout, a new HVAC system, and a new water heater in 2025. Additional updates completed in 2023 include new tile flooring in the bathroom, quartz countertops in both the kitchen and bathroom, fresh interior paint, updated kitchen hardware, and a new bathroom vanity. The property includes access to a private parking garage with a designated parking space. Residents also enjoy a covered patio overlooking the rooftop which has recently been updated and furnished with outdoor seating. Ideal for owner-occupants or investors seeking low-maintenance downtown living.

Getting Around

89
WalkingVery Walkable
0
TransitVery Limited Transit
86
BikeVery Bikeable

Schools

9/10
5/10
7/10
Henry Clay High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 2007

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Refrigerator,Microwave,Oven,Washer,Stainless Steel Appliances

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Laundry
  • Flooring: Hardwood,Tile
  • Finished area above ground: 801

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central

Interior Area

  • Total structure area: 801
  • Total interior livable area: 801 sqft

Kitchen

  • Features: Eat-in Kitchen

Property

Details

  • Parcel number: 38216020
  • Lease amount: 0

Features

  • Patio & porch: Patio
  • Has view: Yes
  • View description: City

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Tornado
Winter Weather
Earthquake
Hail
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,506$18,072
Home Insurance *$72$864
Property Taxes $208$2,496
Electricity $154$1,850
Total$1,940$23,280
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,514/yr
40% on housing$58,200/yr
45% on housing$51,733/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$372This listing

vs Other Active Listings

Avg $/sqft

ZIP 40507$253
Fayette County$246

vs Homes Sold Last Month

Median $/sqft

ZIP 40507$359
Fayette County$186

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$298,000
2022-06-27Sold$205,000
2022-05-18Contingent$228,000
2022-05-05Price change$228,000
2022-04-13Listed for sale$246,000
2022-02-07Sold$185,000
2021-12-19Contingent$189,900
2021-12-07Listed for sale$189,900

For Sale by Agent

AgentKristy Crosby
BrokerageRE/MAX Preferred & Auction

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