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3306 Union Mill Rd, Nicholasville, KY, 40356

4beds
2baths
1,700sqft
$399,000
$235price/sqft
$2,745/moest. monthly cost
$109,800/yrincome needed

About This Home

Welcome to your own slice of Kentucky paradise at 3306 Union Mill Road! Beautifully renovated from top to bottom, this stunning property blends modern updates with peaceful country living on 2.68 picturesque acres. Offering 4 spacious bedrooms and 2 full baths, this home is move-in ready, with thoughtful touches throughout, including radiant-heated floors in the upstairs bathroom for added comfort and luxury. Step outside and discover everything this property has to offer. The barn is equipped with electric and water, making it ideal for hobbies, storage, animals, or workshop space. Nature lovers and gardeners will fall in love with the established fruit trees including fig, apple, and pawpaw, along with a thriving garden featuring asparagus, strawberries, tomatoes, and more. Whether you're dreaming of homesteading, gardening, or simply enjoying wide open space with modern conveniences, this one-of-a-kind property offers the lifestyle you've been searching for—all just minutes from town or 15 minutes to Lexington!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

5/10
7/10

Construction

Condition

  • Year built: 1961

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Solid Masonry

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Gas Range,Microwave,Refrigerator,Washer,Range
  • Laundry features: Main Level

Bathroom1

  • Level: First

Bathroom2

  • Level: Second

Bedroom1

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Features

  • Window features: Insulated Windows,Window Treatments
  • Flooring: Tile,Wood
  • Finished area below ground: 0
  • Finished area above ground: 1,700

Heating & Cooling

  • Heating features: Electric,Heat Pump,Ductless
  • Cooling features: Ductless,Electric,Heat Pump

Interior Area

  • Total structure area: 1,700
  • Total interior livable area: 1,700 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: Second

Utility Room

  • Level: First

Property

Details

  • Parcel number: 0971002014.00

Features

  • Levels: One and One Half
  • Exterior features: Garden
  • Fencing: Wood
  • Has view: Yes
  • View description: Rural,Trees/Woods,Farm
  • Horses can be raised: Yes

Lot

  • Lot size: 2.68 Acres
  • Features: Landscaped,Few Trees

Parking

  • Total spaces: 1
  • Parking features: Attached Carport,Driveway
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Inland Flooding
Tornado
Winter Weather
Cold Wave
Hail
Ice Storm

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$185$2,220
Property Taxes $389$4,668
Electricity $154$1,850
Total$2,745$32,940
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,114/yr
40% on housing$82,350/yr
45% on housing$73,200/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.0%
14.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$235This listing

vs Other Active Listings

Avg $/sqft

ZIP 40356$197
Jessamine County$218

vs Homes Sold Last Month

Median $/sqft

ZIP 40356$185
Jessamine County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Listed for sale$420,000
2018-01-19Sold$160,000

For Sale by Agent

AgentAmie Hieneman
BrokerageERA Select Real Estate

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