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104 Shady Oaks Ln, Forest, MS, 39074

3beds
3baths
2,023sqft
$344,900
$170price/sqft
$2,615/moest. monthly cost
$104,600/yrincome needed

About This Home

****PRICE IMPROVEMENT**** Brand New Construction in Forest Welcome to 104 Shady Oaks Lane -- where modern design meets peaceful small-town living. This beautifully built 3 bedroom, 2.5 bath home offers over 2,000 square feet of thoughtfully designed space with an open floor plan that feels both spacious and inviting. From the moment you walk in, you'll notice the natural light, clean lines, and elevated finishes that make this home stand out. The kitchen is the heart of the home -- featuring granite countertops, custom cabinetry, and plenty of prep space for gatherings. The open living and dining areas flow seamlessly, making it perfect for entertaining or everyday living. The primary suite is generously sized with a spa-inspired bath and ample closet space. Secondary bedrooms are well proportioned, ideal for guests, home office, or growing families. Situated on a 0.66-acre lot, there's room to breathe -- whether you envision outdoor entertaining, a garden, or simply enjoying the quiet surroundings. If you've been waiting for a move-in ready home without the stress of building, this is your opportunity. Schedule your private showing today.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

2/10
Hawkins Middle SchoolGrades 5-81.0 mi
4/10
Forest High SchoolGrades 9-122.2 mi
3/10
Forest Elementary SchoolGrades K-42.3 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Slab
  • Roof: Asphalt
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Built-in Features,Ceiling Fan(s),Crown Molding,Eat-in Kitchen,Granite Counters,High Ceilings,Kitchen Island,Open Floorplan,Pantry,Soaking Tub,Walk-In Closet(s)
  • Window features: Aluminum Frames
  • Fireplace features: Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Fireplace(s)
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,023
  • Total interior livable area: 2,023 sqft

Property

Details

  • Parcel number: 3086e000630008609

Features

  • Levels: One
  • Stories: 1
  • Exterior features: None

Lot

  • Lot size: 0.66 Acres
  • Features: City Lot

Parking

  • Total spaces: 2
  • Parking features: Carport
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Hail
Lightning
Strong Wind
Tornado
Cold Wave
Heat Wave
Inland Flooding
Ice Storm
Winter Weather
Earthquake

FEMA Declared Disasters in Scott County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,744$20,928
Home Insurance *$533$6,396
Property Taxes $146$1,752
Electricity $192$2,304
Total$2,615$31,380
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,657/yr
40% on housing$78,450/yr
45% on housing$69,733/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -4.1%
-4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$170This listing

vs Other Active Listings

Avg $/sqft

ZIP 39074$118
Scott County$113

vs Homes Sold Last Month

Median $/sqft

ZIP 39074
Scott County$67

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-22Price change$354,900
2026-04-06Price change$359,900
2026-03-28Price change$365,000
2026-03-09Price change$370,400
2025-09-03Listed for sale$375,400

New Construction

AgentShannon Goss
BrokerageSweet Magnolia Real Estate, LLC

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