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120 E Main St, Fairfield, IL, 62837

0beds
0baths
0sqft
$170,000
--price/sqft
$1,882/moest. monthly cost
$75,280/yrincome needed

About This Home

Seize this unique opportunity to own a thriving business, a well-maintained building, or both in the heart of downtown Fairfield! Business Opportunity: Mama Bear's 4 Seasons Crafts & More Step into a turnkey retail business with a loyal customer base! Mama Bear's 4 Seasons Crafts & More is a beloved local gem offering: Holiday & Home Decor: Festive and stylish items for every season. Simply Southern Totes & Clothing: Trendy apparel and accessories. Unique Gift Ideas: A wide variety of gifts, candles, doormats, flags, sports memorabilia, Teddy Mountain stuffed animals, jewelry, hand-sewn items, soaps, skincare, jigsaw puzzles, and more! Inventory: Store is fully stocked with new holiday arrivals coming soon. Sellers are open to including the business name and inventory with the sale. Building Details: This charming 2,500 sq ft brick building, located on a prime corner lot with highway frontage, is perfect for retail or other commercial ventures: Main Floor: 2,500 sq ft of spacious retail space with large window frontage for eye-catching showroom displays. Upstairs: Additional space for storage, offices, or potential expansion. Updates: Modernized with central heat, air conditioning, and energy-efficient LED lighting. Accessibility: Corner lot with access from both Main Street and a secondary side road, ensuring high visibility and convenience. Flexible Sale Options: Business & Building Together: Purchase the fully operational Mama Bear's 4 Seasons Crafts & More, including the building, business name, and packed inventory. Building Only: Acquire the updated 2,500 sq ft building for your own business vision. Inventory Only: Buy the current inventory separately to continue the Mama Bear's legacy elsewhere. Why Invest Here? Located in the vibrant downtown Fairfield , this property enjoys high foot traffic and visibility, making it ideal for retail, boutique, or specialty businesses. The updated building and established business offer a rare chance to hit the ground running or reimagine the space for your entrepreneurial dreams. Don't miss this opportunity to own a piece of Fairfield's charming downtown!

Getting Around

66
WalkingSomewhat Walkable
0
TransitVery Limited Transit
50
BikeBikeable

Schools

7/10
7/10

Construction

Materials

  • Construction materials: Masonry - Brick,Brick Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Area: 0

Features

  • Finished area above ground: 2,500

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 2,500

Property

Details

  • Parcel number: 2150005015
  • Lease amount: 0

Features

  • Exterior features: Utilities
  • Has view: Yes
  • View description: Street

Lot

  • Features: Corner

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Heat Wave
Cold Wave
Earthquake
Strong Wind
Tornado
Winter Weather
Hail
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $859$10,308
Home Insurance *$630$7,560
Property Taxes $201$2,412
Electricity $192$2,307
Total$1,882$22,584
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,525/yr
40% on housing$56,460/yr
45% on housing$50,186/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -4.0%
-4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 62837$86
Wayne County$87

vs Homes Sold Last Month

Median $/sqft

ZIP 62837
Wayne County$32

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-28Listed for sale$170,000
2026-02-28Listing removed$170,000
2025-09-03Listed for sale$170,000

For Sale by Agent

AgentLinda D. Tucker
BrokeragePollard Realty

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