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270 Left Fork Holly Rd, Sextons Creek, KY, 40983

3beds
2baths
1,152sqft
$899,000
$780price/sqft
$5,812/moest. monthly cost
$232,480/yrincome needed

About This Home

Looking for the ultimate homestead, hunting retreat, or prepper's paradise? This incredible 453.57-acre surveyed farm offers it all—privacy, space, and multiple homes and structures already in place. The property features: Main Cabin with rustic charm, ready for your personal touch. Additional Residence offering extra space for family, guests, or a farmhand. Horse Barn, Several Tobacco Barns, 3 Additional Barns, and 1 Unfinished Barn - perfect for livestock, storage, or workshop use. Sawmill on site, adding tremendous value and utility. Creek + Multiple Fenced Areas ideal for cattle, horses, or other farm animals. Mostly Fenced Property - ready to run livestock or create your dream self-sufficient farm. Surrounded by rolling hills and woodland, this land is a haven for outdoor enthusiasts—whether you're into hunting, farming, or simply enjoying the peace and privacy of nature. With endless potential, this property is an opportunity rarely found on the market. Whether you envision a working farm, a prepper's retreat, or a hunting getaway—this land offers the freedom to create your dream lifestyle.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

2/10
5/10
Owsley County High SchoolGrades 6-1210.3 mi

Construction

Materials

  • Foundation: Block
  • Roof: Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Cabin

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bathroom1

  • Level: First

Bathroom2

  • Level: Lower

Bedroom1

  • Level: Second

Bedroom3

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 576
  • Finished area above ground: 576

Heating & Cooling

  • Heating features: Coal
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,152
  • Total interior livable area: 1,152 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: 0260000016.00,0260000018.00

Features

  • Has view: Yes
  • View description: Trees/Woods,Mountain(s),Farm
  • Horses can be raised: Yes

Lot

  • Lot size: 453.57 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Winter Weather
Cold Wave
Hail
Landslide
Lightning
Wildfire

FEMA Declared Disasters Across Kentucky Counties

Flood
Hurricane
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,545$54,540
Home Insurance *$679$8,148
Property Taxes $434$5,208
Electricity $154$1,850
Total$5,812$69,744
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$199,268/yr
40% on housing$174,360/yr
45% on housing$154,986/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$780This listing

vs Other Active Listings

Avg $/sqft

ZIP 40983
Owsley County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 40983
Owsley County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-18Price change$899,000
2026-02-24Price change$900,000
2025-09-03Listed for sale$1,200,000

For Sale by Agent

AgentJohn Huggins
BrokerageColdwell Banker Legacy Group

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