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382 5th Avenue, Paterson, NJ, 07514

3beds
3baths
2,025sqft
$899,900
$444price/sqft
$6,902/moest. monthly cost
$276,080/yrincome needed

About This Home

Custom built home, all inspections have just been completed. Weil McClean Furnace, 2 separate Lennox A/C systems, Pella Windows, Whirlpool Appliances, 2 car garage.

Getting Around

70
WalkingVery Walkable
39
TransitSome Transit
28
BikeSomewhat Bikeable

Schools

4/10
School 18Grades 1-80.4 mi
5/10

Construction

Condition

  • Year built: 2025

Materials

  • Roof: Shake / Shingle

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Freezer,Microwave,Range / Oven,Refrigerator,Washer

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Tile,Hardwood

Heating & Cooling

  • Heating features: Baseboard,Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 2,025 sqft

Property

Features

  • Exterior features: Stone,Stucco,Vinyl
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 864 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Winter Weather
Cold Wave
Earthquake
Heat Wave
Tornado

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,550$54,600
Home Insurance *$435$5,220
Property Taxes $1,694$20,328
Electricity $223$2,678
Total$6,902$82,824
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$236,640/yr
40% on housing$207,060/yr
45% on housing$184,053/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$444This listing

vs Other Active Listings

Avg $/sqft

ZIP 07514$360
Passaic County$341

vs Homes Sold Last Month

Median $/sqft

ZIP 07514$243
Passaic County$345

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-21Listed for sale$899,900
2026-01-13Listing removed--
2025-09-03Listed for sale$895,900

For Sale by Owner

AgentProperty Owner

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