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773 Richard St, Lucerne Valley, CA, 92356

1beds
--baths
448sqft
$30,000
$67price/sqft
$583/moest. monthly cost
$23,320/yrincome needed

About This Home

OLD SILVER CREEK HOMESTEAD. Secluded, private and serene 5 Acres of natural California land with a rough old cabin on the North Face of the San Bernardino Mountains (approx. 3600 ft) overlooking Lucerne Valley, Apple Valley, Victorville and beyond. This is sky country as far as the eye can see. It's like living in the clouds sometimes watching the pink clouds in the turquoise skies that hover over the valleys below. Time seems to stand still here, the air is clean, and the quiet is intoxicating. There is an immense amount of wildlife and birds to enjoy watching in their natural habitat. Hiking, biking, off-roading and even horses are recreational opportunities to enjoy here. The railroad that runs below this property is endless fun to watch and the toot-toot of the train's horn is cool to hear. A high clearance vehicle is highly recommended and a low clearance vehicle is ill advised. Go slow due to rocky roads but it is doable from Custer Rd off Hwy 18 in Lucerne Valley. This old homestead is reached by an access road that runs along the front of the property. Per the seller, there was an old community here once called Silver Creek which even had a bakery. Per the seller, this property was the farm. Tear down the old cabin or rebuild, the choice is yours! **CONDITION OF CABIN IS UNKNOWN AND MAY BE UNSAFE, DO NOT ENTER FOR YOUR SAFETY****4X4 high clearance vehicle is strongly recommended** Rocky roads, go slow. Don't drive up in a low profile car. Property does not have an address assigned. "773 Richard St" is for listing purposes only. APN#0451-301-01-0000 Coordinates: 34.392478 / -116.998106

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

3/10
4/10

Construction

Condition

  • Year built: 1958

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Main level bedrooms: 1

Features

  • Fireplace features: None
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total interior livable area: 448 sqft

Property

Details

  • Parcel number: 0451301010000
  • Zoning: LV/RC
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: do not enter for safety
  • Pool features: None
  • Has view: Yes
  • View description: Desert,Mountain(s),Valley
  • Horses can be raised: Yes

Lot

  • Lot size: 5 Acres
  • Features: Desert Back,Desert Front,Horse Property

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Wildfire
Heat Wave
Landslide

FEMA Declared Disasters in San Bernardino County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $151$1,812
Home Insurance *$16$192
Property Taxes $18$216
Electricity $398$4,786
Total$583$6,996
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$19,988/yr
40% on housing$17,490/yr
45% on housing$15,546/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$67This listing

vs Other Active Listings

Avg $/sqft

ZIP 92356$190
San Bernardino County$268

vs Homes Sold Last Month

Median $/sqft

ZIP 92356$189
San Bernardino County$319

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-02Listed for sale$34,000

For Sale by Agent

AgentNicole Craft
BrokerageNicole Craft, Broker

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