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464-466 Locust St, Sidman, PA, 15955

3beds
2baths
770sqft
$195,000
$253price/sqft
$1,556/moest. monthly cost
$62,240/yrincome needed

About This Home

House and garage available in this mixed use (commercial/residential) area of Forest Hills School District! The garage is 1800 sq. ft. while the 1 story house is 770 sq. ft. The house has 2 bedrooms and a full bath on the 1st floor and a bathroom and bedroom in the basement. The garage has not been used recently, but could be the answer for storage needs or the start of a new business. The garage has oil heat and could use coal for heat. Lift is included. Other items in the garage will be sold at auction.

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

6/10
Forest Hills El SchoolGrades PK-60.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1950

Materials

  • Roof: Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Raised Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Some Electric Appliances,Dishwasher,Stove

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Window Treatments
  • Window features: Window Treatments
  • Flooring: Carpet,Vinyl

Heating & Cooling

  • Heating features: Baseboard,Oil
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 770
  • Total interior livable area: 770 sqft

Property

Features

  • Pool features: None

Lot

  • Lot size: 0.97 Acres
  • Lot size dimensions: 51 x 106 x 150 x 54 x 25 x 202

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage,Garage Door Opener
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Cold Wave
Hail
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $986$11,832
Home Insurance *$153$1,836
Property Taxes $193$2,316
Electricity $224$2,692
Total$1,556$18,672
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$53,348/yr
40% on housing$46,680/yr
45% on housing$41,493/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.9%
9.9%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -2.7%
-2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$253This listing

vs Other Active Listings

Avg $/sqft

ZIP 15955$217
Cambria County$63

vs Homes Sold Last Month

Median $/sqft

ZIP 15955$72
Cambria County$74

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-11-17Price change$195,000
2025-11-14Listed for sale$200,000
2025-10-03Pending sale$200,000
2025-09-12Contingent$200,000
2025-09-04Listed for sale$200,000

For Sale by Agent

AgentMichele Haschak
BrokerageBERKSHIRE HATHAWAY THE PREFERRED REALTY

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