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509 Ontario Ln, Hoschton, GA, 30548

2beds
2baths
0sqft
$559,900
--price/sqft
$3,637/moest. monthly cost
$145,480/yrincome needed

About This Home

Welcome to 509 Ontario Lane, located in Cresswind at Twin Lakes, Georgia's #1 Active Adult Community in Hoschton! This sought-after ***Cedar Floor Plan***, built in 2021, is loaded with upgrades and offers an unparalleled lifestyle. From the moment you step inside, you'll notice the attention to detail. The home features ceiling fans throughout, upgraded lighting, plantation shutters, and beautiful light hardwood floors, carpet in the bedrooms, custom tile in the laundry and hall bath. The gourmet kitchen is a chef's dream with upgraded cabinetry, a custom range hood, a beautiful backsplash, home featuring 2 bedrooms, 2 baths (split bedroom plan), a den, sunroom, and a spacious 2-car garage with an additional Golf Cart Garage. Perfect for both relaxation and entertaining, the Sunroom adds a bright and airy retreat, while the extended 4-foot garage provides extra storage or workspace. Upstairs you will find a large unfinished bonus room stubbed for a full bath. Fantastic extended covered patio overlooking the peaceful backyard. Please use the shoe covers provided during visits, and all showings must be scheduled in advance. Living in Cresswind at Twin Lakes means enjoying resort-style amenities in a gated community. Residents have access to a clubhouse with a full-time activities director, outdoor and indoor pools, a SmartFit training center, a yoga room, and an arts and crafts studio. The community also features Georgia's largest pickleball complex, walking trails, lakes with a dock for kayaking and fishing, a dog park, and a community garden. The monthly HOA includes cable, internet, security monitoring, and yard maintenance, making it easy to enjoy the best of active adult living. Don't miss the chance to own this upgraded gem in a thriving, vibrant community!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

6/10
7/10
5/10

Construction

Condition

  • Property condition: Resale
  • Year built: 2021

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Cement Siding,Concrete

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman,Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Microwave
  • Laundry features: In Hall

Basement

  • Basement: None

Bedroom

  • Features: Master on Main, Split Bedroom Plan

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Features: Great Room

Features

  • High Ceilings,High Ceilings 9 ft Lower,High Ceilings 9 ft Main,High Ceilings 9 ft Upper,High Speed Internet,Tray Ceiling(s),Walk-In Closet(s)
  • Window features: Double Pane Windows,Insulated Windows
  • Flooring: Carpet,Ceramic Tile,Hardwood
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 2,436
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 0

Kitchen

  • Features: Breakfast Bar, Kitchen Island, Solid Surface Counters

Master Bathroom

  • Features: Shower Only

Master Bedroom

  • Features: Master on Main, Split Bedroom Plan
  • Level: Master on Main, Split Bedroom Plan

Property

Accessibility

  • Accessibility features: Accessible Doors,Accessible Entrance,Accessible Full Bath

Details

  • Parcel number: 121A 171
  • Other equipment: None
  • Horse amenities: None

Features

  • Levels: One and One Half
  • Stories: 1
  • Pool features: None
  • Patio & porch: Patio
  • Exterior features: Private Yard,No Dock
  • Spa features: None
  • Fencing: None
  • Has view: Yes
  • View description: Rural
  • Waterfront features: None
  • Waterbody name: None

Lot

  • Lot size: 6,969 sqft
  • Features: Level,Private

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener,Kitchen Level,Storage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Hail
Ice Storm
Strong Wind

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,831$33,972
Home Insurance *$202$2,424
Property Taxes $368$4,416
Electricity $236$2,840
Total$3,637$43,644
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$124,697/yr
40% on housing$109,110/yr
45% on housing$96,986/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 5.4%
5.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 30548$218
Jackson County$194

vs Homes Sold Last Month

Median $/sqft

ZIP 30548$190
Jackson County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$600,000

For Sale by Agent

AgentKATHY FAUSCETT
BrokerageKeller Williams Lanier Partners

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