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196 Oakdale Road, Jefferson, GA, 30549

3beds
2baths
2,153sqft
$456,928
$212price/sqft
$3,599/moest. monthly cost
$143,960/yrincome needed

About This Home

Welcome Home to Effortless Living. Step inside and fall in love with this beautiful new home, where bright, open spaces and thoughtful finishes set the scene for everyday comfort and seamless entertaining. The inviting entry leads you to comfortable main living areas, ensuring every room feels warm, welcoming, and ready for you to move in. Enjoy your morning coffee in the sunlit kitchen, unwind in the spacious primary suite, and make the most of the outdoor space—ideal for weekend gatherings, pets, or relaxing evenings under the stars. Home Features • 3 bedrooms | 2 bathrooms | plus a large flex room | approx. 2153 sq. ft. • Open-concept layout with great natural light • Kitchen with granite counters and stainless/appliance package, plus a large island for gathering • Primary suite with walk-in closet and spa-like bath • Outdoor space: covered patio perfect for entertaining

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

--
8/10
Jefferson Middle SchoolGrades 6-82.4 mi
9/10
Jefferson High SchoolGrades 9-122.0 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick,Concrete

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Disposal,Microwave,Oven,Plumbed For Ice Maker,Range
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Bar,Breakfast Area,Tray Ceiling(s),Double Vanity,Entrance Foyer,High Ceilings,Kitchen Island,Main Level Primary,Pantry,Pull Down Attic Stairs,Recessed Lighting,Separate Shower
  • Window features: Double Pane Windows
  • Fireplace features: Factory Built,Family Room,Gas,Gas Starter
  • Fireplace: Yes
  • Attic: Pull Down Stairs
  • Finished area above ground: 2,153
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 2,153 sqft

Property

Details

  • Parcel number: 052002A & 052015
  • Special condition: Standard

Features

  • Stories: 1
  • Pool features: Community
  • Patio & porch: Covered,Patio,Front Porch

Lot

  • Lot size: 10,018 sqft
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Kitchen Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Hail
Ice Storm
Strong Wind
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,310$27,720
Home Insurance *$195$2,340
Property Taxes $875$10,500
Electricity $219$2,637
Total$3,599$43,188
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$123,394/yr
40% on housing$107,970/yr
45% on housing$95,973/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 5.4%
5.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$212This listing

vs Other Active Listings

Avg $/sqft

ZIP 30549$187
Jackson County$194

vs Homes Sold Last Month

Median $/sqft

ZIP 30549$177
Jackson County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-27Listed for sale$456,928

New Construction

AgentJohn Limbach
BrokerageHomeSmart

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