Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

10618 Valor Ln, North Chesterfield, VA, 23237

3beds
3baths
2,378sqft
$599,900
$252price/sqft
$3,928/moest. monthly cost
$157,120/yrincome needed

About This Home

One of the few Clubhouse Courtyard Locations available. Move right into this beautifully maintained, move-in-ready Betsey Ross–style home offering outstanding value in one of Chesterfield’s premier 55+ resort-style communities. Skip the wait and rising construction costs—your next chapter starts today. This upgraded Betsey Ross model features multiple premium enhancements, thoughtfully designed for everyday comfort and effortless entertaining. A built-in central vacuum system adds convenience throughout. The open-concept floor plan showcases 9-foot ceilings and a spacious extended patio—ideal for outdoor relaxation. Warm, inviting, and impeccably cared for, this home truly stands out. The chef’s kitchen is a showpiece, complete with granite countertops, tile backsplash, black stainless steel fingerprint-resistant appliances, and custom lighting. The expansive great room impresses with a dramatic cathedral ceiling, creating an airy and elegant gathering space. Retreat to the private primary suite featuring a tray ceiling, walk-in closets, upgraded luxury vinyl plank flooring, and a beautifully appointed ensuite bath with double vanity, comfort-height fixtures, and a spacious shower. Every detail has been meticulously upgraded, including custom lighting, a climate-controlled HVAC system, and a companion irrigation meter for cost-saving efficiency. The garage is equally impressive with Trax custom flooring and a pegboard storage wall—perfect for organization and functionality. Set within a beautifully maintained 104-acre community near Midlothian and Route 288, residents enjoy low-maintenance living with exceptional amenities: pickle ball courts, golf simulator, yoga studio, dog park, wine lounge, scenic walking trails, and a heated pool—all curated by a full-time lifestyle director. This is more than a home—it’s a lifestyle upgrade.

Getting Around

31
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

6/10
Ecoff Elementary SchoolGrades PK-51.8 mi
2/10
2/10
Lloyd C Bird High SchoolGrades 9-121.3 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2024

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Drywall,Frame,HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman,Custom
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Refrigerator,Stove,Tankless Water Heater
  • Laundry features: Washer Hookup,Dryer Hookup

Bedroom2

  • Level: First

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Bedroom on Main Level,Tray Ceiling(s),Dining Area,Eat-in Kitchen,Granite Counters,High Ceilings,Kitchen Island,Bath in Primary Bedroom,Pantry,Recessed Lighting,Walk-In Closet(s),Central Vacuum
  • Flooring: Partially Carpeted,Vinyl
  • Attic: Walk-In
  • Finished area below ground: 0
  • Finished area above ground: 2,378

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,378 sqft

Master Bedroom

  • Level: First

Other

  • Level: First

Other

  • Level: Second

Property

Details

  • Parcel number: 775659696600000
  • Zoning description: R12

Features

  • Levels: One and One Half
  • Stories: 1
  • Pool features: Heated,In Ground,Pool,Community
  • Exterior features: Sprinkler/Irrigation,Paved Driveway
  • Has spa: Yes
  • Spa features: Community,Hot Tub
  • Fencing: None

Lot

  • Lot size: 7,008 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached,Direct Access,Driveway,Finished Garage,Garage,Paved,On Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$226$2,712
Property Taxes $440$5,280
Electricity $229$2,748
Total$3,928$47,136
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$134,674/yr
40% on housing$117,840/yr
45% on housing$104,746/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.9%
10.9%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$252This listing

vs Other Active Listings

Avg $/sqft

ZIP 23237$182
Chesterfield County$194

vs Homes Sold Last Month

Median $/sqft

ZIP 23237$204
Chesterfield County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Price change$550,000
2026-03-13Price change$599,950
2026-02-27Listed for sale$610,000
2026-02-06Listing removed$638,000
2025-12-09Price change$638,000
2025-10-30Price change$642,000
2025-09-25Price change$649,950
2025-09-04Listed for sale$669,000
2024-04-23Sold$642,398

For Sale by Agent

AgentNicole Walke
BrokerageICON Realty Group

Similar Homes