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17416 NW 89th Ter, Fanning Springs, FL, 32693

2beds
2baths
1,270sqft
$149,900
$118price/sqft
$1,308/moest. monthly cost
$52,320/yrincome needed

About This Home

2/2 on 1 fully fenced acre in Fanning Springs -city water, New siding, New flooring, New Kitchen cabinets and brand-new appliances Including gas stove, micro, refrigerator. 30 amps RV Hookup, 2 Sheds with Power, separate Carport, Fiber-Optic Internet, No HOA Cedar trees and Mulberry trees enhance the secluded setting. Paced road and street lights. Perfectly located near Fanning Springs State Park (1 mile) and Manatee Springs State Park, both offering spring-fed swimming, boat launches, and scenic hiking trails. Both parks will take you to the historical Suwannee River and then to the Gulf of Mexico. The property is steps way from the Nature Coast State Trail, ideal for walking and bike riding with easy access to Chiefland or Dixie County. Enjoy close amenities including Walmart, restaurants, medical facilities, and everyday shopping. No HOA gives you full freedom to enjoy the property your way.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Construction

Condition

  • Year built: 1973

Materials

  • Foundation: Crawl Space
  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Mobile Home

Interior

Appliances

  • Appliances included: Dryer,Microwave,Gas Range,Refrigerator,Washer - Front Load
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Window features: Single Hung Windows,Blinds,Window Treatments
  • Flooring: Carpet,Luxury Vinyl Planking
  • Fireplace features: None

Heating & Cooling

  • Heating features: Window Unit(s)
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,270
  • Total interior livable area: 1,270 sqft

Master Bathroom

  • Features: Bathtub Only,Shower Only

Master Bedroom

  • Features: 1 Master Suite
  • Level: Main

Property

Accessibility

  • Accessibility features: Accessible Bedroom,Accessible Full Bath

Details

  • Parcel number: 0048301400

Features

  • Pool features: None
  • Patio & porch: Patio
  • Waterfront features: None
  • Topography of land: Level

Lot

  • Lot size: 1 Acres
  • Features: Corner Lot,Cleared,Fruit Trees,Wooded
  • Lot size dimensions: 135 x 315

Parking

  • Total spaces: 2
  • Parking features: 2 Car Detached Carport,Private
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Cold Wave
Hurricane
Wildfire
Tsunami

FEMA Declared Disasters in Levy County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $757$9,084
Home Insurance *$105$1,260
Property Taxes $249$2,988
Electricity $197$2,366
Total$1,308$15,696
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$44,845/yr
40% on housing$39,240/yr
45% on housing$34,880/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.0%
5.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$118This listing

vs Other Active Listings

Avg $/sqft

ZIP 32693$154
Levy County$228

vs Homes Sold Last Month

Median $/sqft

ZIP 32693$189
Levy County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$144,900
2026-07-09Listed for sale$149,900
2025-01-30Sold$40,000
2023-05-16Sold$109,000
2023-04-26Pending sale$109,000
2023-03-25Price change$109,000
2023-02-10Price change$117,900
2022-11-23Listed for sale$124,500
2021-05-11Sold$49,900
2021-04-08Price change$49,900
2021-03-17Price change$69,900
2021-02-20Listed for sale$74,900
2005-08-09Sold$55,000

For Sale by Agent

AgentCharlene Hovey
BrokeragePristine Properties

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