137 Ivy Creek Dr, Richmond, KY, 40475
About This Home
Lot 77 - The popular & highly functional Mayfield Plan by Payne Homes is sure to impress as well as provide a very effective use of square footage! The main level features a formal entrance space with a grand staircase (with hardwood floors) that is all open to the formal dining room (which would also be ideal for an at home office). The heart of the home... The kitchen & living rooms are spacious and feature a gas log fireplace with built-in surround, kitchen island w/breakfast bar, half bathroom, pantry, spacious laundry room and a drop zone/mud room space leading from the garage into the kitchen. The kitchen has quartz counter tops, LG stainless appliances & a tiled back splash. Upstairs you'll find 4 generously sized bedrooms, ALL with walk in closets! The primary ensuite is truly a retreat for the homeowner and features a double bowl vanity, large soaking tub and a 5' x 3' walk-in shower. The primary bedroom also has hardwood flooring to make it feel even more luxurious! Purchase with confidence and discover the distinctive quality of Payne Homes. With over 30 years of building experience in Madison County, Payne Homes are renowned for their award-winning functional floor plans, premium STANDARD features and meticulous attention to energy-efficient details. Shiloh Cove is located right off I-75 between exits 97 & 95. HOA fee is $300/year.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: New Construction
- Year built: 2025
Materials
- Foundation: Block
- Roof: Dimensional Style
- Construction materials: Brick Veneer,Stone,Vinyl Siding
Other
- Builder model: Mayfield III w/3 Car Garage
Type & Style
- Home type: SingleFamily
- Architectural style: Craftsman
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Refrigerator,Range,Self Cleaning Oven
- Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup
Basement
- Basement: Crawl Space
Bathroom1
- Level: Second
- Area: 49.15
Bathroom2
- Level: First
- Area: 36.25
Bedroom1
- Level: Second
- Area: 146.25
Bedroom2
- Level: Second
- Area: 146.25
Bedroom3
- Level: Second
- Area: 168.5511
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Dining Room
- Level: First
- Area: 158.21
Features
- Breakfast Bar,Entrance Foyer,Walk-In Closet(s),Ceiling Fan(s),Soaking Tub
- Window features: Insulated Windows,Screens
- Flooring: Carpet,Hardwood,Tile
- Number of fireplaces: 1
- Fireplace features: Gas Log,Great Room,Ventless
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 2,303
Foyer
- Level: First
- Area: 32
Heating & Cooling
- Heating features: Heat Pump
- Cooling features: Heat Pump
Interior Area
- Total structure area: 2,303
- Total interior livable area: 2,303 sqft
Kitchen
- Level: First
- Area: 189
Living Room
- Level: First
- Area: 275.7586
Master Bathroom
- Level: Second
- Area: 114.0525
Master Bedroom
- Level: Second
- Area: 235.05
Utility Room
- Level: First
- Area: 36.915
Property
Details
- Parcel number: 003800000046W
Features
- Levels: Two
- Fencing: None
- Has view: Yes
- View description: Trees/Woods
Lot
- Lot size: 0.54 Acres
- Features: Landscaped,Few Trees
Parking
- Total spaces: 3
- Parking features: Attached Garage,Driveway,Garage Door Opener,Off Street,Garage Faces Front
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Winter Weather
- Cold Wave
- Hail
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,527 | $30,324 |
| Home Insurance * | $247 | $2,964 |
| Property Taxes | $295 | $3,540 |
| Electricity | $181 | $2,182 |
| Total | $3,250 | $39,000 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-11 | Pending sale | $499,900 |
| 2026-05-11 | Contingent | $499,900 |
| 2025-12-02 | Price change | $499,900 |
| 2025-09-04 | Listed for sale | $489,900 |
For Sale by Agent
View on Zillow