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Hornbeam Dr #St. Kitts, Frankford, DE, 19945

3beds
3baths
1,834sqft
$519,990
$284price/sqft
$3,136/moest. monthly cost
$125,440/yrincome needed

About This Home

*OFFERING UP TO 15K IN CLOSING ASSISTANCE WITH USE OF APPROVED LENDER AND TITLE.* Welcome to the St. Kitts at Ironwoods, a boutique coastal community just minutes from the sandy shores of Fenwick Island and Bethany Beaches. This thoughtfully designed home offers main-level living with an open floor plan and a dramatic vaulted ceiling in the family room. The gourmet kitchen features a spacious island with quartz countertops, perfect for gathering with all. A covered porch comes standard—with the option to screen it in for year-round enjoyment. The primary suite boasts a double vanity bath, while a separate guest wing and double-vanity hall bath ensure comfort for visitors. The St. Kitts includes 3 bedrooms, 2 full baths, and a powder room starting at 1,834 sq ft, with a 2–3 car garage. Need more room? Add the optional upstairs loft, bedroom, and full bath to create a 4-bedroom home with bonus living space. At Ironwoods, every day feels like vacation. Residents enjoy a community pool, dog park, and playground—ideal for relaxation, recreation, and fun with all. Best of all, you can make this home uniquely yours at our beautiful design center, selecting finishes and details that reflect your personal style. Discover the perfect blend of coastal charm and modern comfort—the St. Kitts is designed for everyday living and unforgettable gatherings at the beach.**Photos may not be of actual home. Photos may be of similar home/floorplan if home is under construction or if this is a base price listing.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
Selbyville Middle SchoolGrades 6-85.4 mi
6/10
Indian River High SchoolGrades 9-126.1 mi

Construction

Condition

  • Property condition: Excellent
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding,Combination

Other

  • Builder model: ST. KITTS
  • Builder name: DRB Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Microwave,Dishwasher,Oven/Range - Electric,Stainless Steel Appliance(s),Disposal,Electric Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 3
  • Main level bedrooms: 3

Features

  • Breakfast Area,Combination Kitchen/Dining,Combination Kitchen/Living,Entry Level Bedroom,Family Room Off Kitchen,Open Floorplan,Recessed Lighting,Walk-In Closet(s)
  • Finished area below ground: 0
  • Finished area above ground: 1,834

Heating & Cooling

  • Heating features: Programmable Thermostat,Heat Pump,Zoned,Electric
  • Cooling features: Central Air,Programmable Thermostat,Electric

Interior Area

  • Total structure area: 1,834
  • Total interior livable area: 1,834 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: NO TAX RECORD
  • Zoning: AR-1
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community
  • Patio & porch: Porch

Lot

  • Lot size: 8,000 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Winter Weather
Heat Wave
Inland Flooding
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Delaware Counties

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,629$31,548
Home Insurance *$122$1,464
Property Taxes $134$1,608
Electricity $251$3,021
Total$3,136$37,632
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$107,520/yr
40% on housing$94,080/yr
45% on housing$83,626/yr

Delaware FAIR Plan Programs

Insurance Placement Facility of Delaware

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,170Commercial: 57
Total Premiums$607,000
Total Exposure$249.53M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.6%
5.6%
0%30.0%
Electricity Growth Rate10-year average: 8.7%
8.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$284This listing

vs Other Active Listings

Avg $/sqft

ZIP 19945$204
Sussex County$247

vs Homes Sold Last Month

Median $/sqft

ZIP 19945
Sussex County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Price change$519,990
2026-01-07Listed for sale$539,990

New Construction

AgentBrittany Newman
BrokerageDRB Group Realty, LLC

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