See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1540 S Topaz Dr W, Cedar City, UT, 84720

2beds
3baths
1,424sqft
$245,000
$172price/sqft
$1,543/moest. monthly cost
$61,720/yrincome needed

About This Home

Charming townhome located on the south-side of the city. Check out this well maintained & affordable townhome, The end-unit is located near schools, shopping, hiking, mountain trails. Adding comfort and convenience with the outdoors. There is low-maintenance LVP flooring throughout the home. The upgraded countertops provide a nice touch. Enjoy benefits of an end-unit layout, providing extra windows for natural light and a more private living experience.

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

3/10
Cedar East SchoolGrades K-52.3 mi
7/10
Cedar Middle SchoolGrades 6-80.8 mi
6/10
Cedar City High SchoolGrades 9-121.2 mi

Construction

Condition

  • Property condition: Existing
  • Year built: 2019

Materials

  • Construction materials: Frame

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Luxury Vinyl,Plank
  • Finished area below ground: 0
  • Finished area above ground: 706

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,424
  • Total interior livable area: 1,424 sqft

Property

Details

  • Parcel number: B138600490000
  • Zoning: MU

Features

  • Patio & porch: Patio

Lot

  • Lot size: 871.20 sqft
  • Features: Landscaped

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Wildfire
    WildfireRelatively High

How This Home’s Risks Compare

Lightning
Winter Weather
Wildfire

FEMA Declared Disasters Across Utah Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,238$14,856
Home Insurance $49$588
Property Taxes $87$1,044
Electricity $169$2,039
Total$1,543$18,516

Income You'd Need if You Spent...

35% on housing$52,902/yr
40% on housing$46,290/yr
45% on housing$41,146/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.6%
12.6%
0%30.0%
Electricity Growth Rate10-year average: 0.9%
0.9%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$172This listing

vs Other Active Listings

Avg $/sqft

ZIP 84720$160
Iron County$149

vs Homes Sold Last Month

Median $/sqft

ZIP 84720$326
Iron County$275

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-07Listed for sale$245,000
2026-05-01Pending sale$245,000
2026-04-28Price change$245,000
2026-01-28Price change$249,000
2026-01-27Pending sale$265,000
2026-01-20Listing removed$265,000
2025-09-03Listed for sale$265,000

For Sale by Agent

AgentSteven Barnes
BrokerageStratum Real Estate Group PLLC (Cedar)

Similar Homes