960 Smith Rd, Watsonville, CA, 95076
About This Home
Set within the gated Spring Hills community, this elevated hilltop property captures sweeping, unobstructed views across Monterey Bay and the surrounding coastline. The outlook becomes a natural extension of the home, visible from the main living areas, primary suite, and outdoor spaces. The open floor plan is filled with natural light and anchored by large scenic view windows. The chefs kitchen features stainless appliances, bar seating, and seamless flow into the dining and living areas, all positioned to take advantage of the views. Step outside to an expansive entertainment deck, ideal for hosting or enjoying sunsets over the bay. The main residence offers 4 bedrooms and 3 baths, along with a separate legal unit with its own entrance, well suited for multi-generational living or added flexibility. Interior features include LVP flooring, crown molding, and multiple gas fireplaces. Additional highlights include a dedicated billiards space, wet bar, oversized two-car garage, and a spacious primary suite with walk-in closets and a soaking tub. Conveniently located near vineyards, golf, and coastal amenities.
Getting Around
Car-Dependent
No Nearby Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2007
Materials
- Foundation: Permanent
- Roof: Composition
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Gas Cooktop,Double Oven,Washer/Dryer
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 4
Dining Room
- Features: DiningAreainLivingRoom
Family Room
- Features: SeparateFamilyRoom
Features
- Wet Bar,Walk-In Closet(s)
- Number of fireplaces: 2
- Fireplace features: Family Room,Primary Bedroom
Heating & Cooling
- Heating features: Forced Air
- Cooling features: None
Interior Area
- Total structure area: 3,114
- Total interior livable area: 3,114 sqft
Kitchen
- Features: Countertop_Granite
Property
Details
- Parcel number: 10935104000
- Zoning: RA
- Special condition: Standard
Features
- Has view: Yes
- View description: Bay,Mountain(s),Valley
- Has water view: Yes
- Water view: Bay
Lot
- Lot size: 0.95 Acres
Parking
- Total spaces: 4
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Drought
- Inland Flooding
- Landslide
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Santa Cruz County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $8,570 | $102,840 |
| Home Insurance * | $348 | $4,176 |
| Property Taxes | $847 | $10,164 |
| Electricity | $667 | $8,013 |
| Total | $10,432 | $125,184 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-17 | Listed for sale | $1,779,000 |
| 2025-12-02 | Listing removed | $1,849,000 |
| 2025-09-09 | Listed for sale | $1,849,000 |
| 2025-07-24 | Listing removed | $1,995,000 |
| 2025-06-19 | Price change | $1,995,000 |
| 2025-05-06 | Listed for sale | $2,050,000 |
For Sale by Agent
View on Zillow