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1250 Indiana Ave, Cedar Key, FL, 32625

2beds
2baths
1,200sqft
$287,000
$239price/sqft
$2,364/moest. monthly cost
$94,560/yrincome needed

About This Home

Almost 1/2 acre of property fenced in with large yard. Super comfortable 2 bed 2 bath home with open floor plan! Walking or golf cart to town!! Very private!!

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Construction

Condition

  • Year built: 1975

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Shingle
  • Construction materials: HardiPlank Type,T-111,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Open Floorplan
  • Window features: Single Hung Windows
  • Flooring: Laminate
  • Fireplace features: None

Heating

  • Heating features: Ductless

Interior Area

  • Total structure area: 1,200
  • Total interior livable area: 1,200 sqft

Master Bathroom

  • Features: Combo Tub & Shower

Master Bedroom

  • Features: 1 Master Suite

Property

Details

  • Parcel number: 0889400000

Features

  • Patio & porch: Open Deck
  • Exterior features: Courtyard
  • Topography of land: Level,Sloping

Lot

  • Lot size: 0.46 Acres
  • Features: Corner Lot,Partially Landscaped,Flood Plain

Parking

  • Parking features: Open,Private
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Lightning
    LightningVery High
  • Hurricane
    HurricaneRelatively High
  • Cold Wave
    Cold WaveModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Lightning
Hurricane
Cold Wave
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Levy County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,451$17,412
Home Insurance *$124$1,488
Property Taxes $592$7,104
Electricity $197$2,366
Total$2,364$28,368
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,051/yr
40% on housing$70,920/yr
45% on housing$63,040/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.0%
5.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$239This listing

vs Other Active Listings

Avg $/sqft

ZIP 32625$203
Levy County$227

vs Homes Sold Last Month

Median $/sqft

ZIP 32625$301
Levy County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Price change$230,000
2026-06-30Listed for sale$287,000
2026-03-20Listing removed$287,000
2026-02-28Price change$287,000
2025-04-01Listed for sale$349,000
2025-03-21Listing removed$349,000
2025-03-20Listed for sale$349,000
2006-06-09Sold$225,000

For Sale by Agent

AgentKathleen Wright
BrokeragePelican Realty

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