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16616 SW Airport Rd, Cedar Key, FL, 32625

4beds
3baths
4,366sqft
$895,000
$205price/sqft
$6,884/moest. monthly cost
$275,360/yrincome needed

About This Home

Welcome to your dream retreat on Florida's beautiful Nature Coast. This expansive 4,366 sq ft (bottom floor will need renovation) island home offers unobstructed, open-water views of the Gulf of Mexico from nearly every room—including a breathtaking look out to Atsena Otie Key. Perfect for entertaining or simply enjoying peaceful island life, the main level features a wide open floor plan with generous living and dining areas situated between two spacious bedrooms in a split layout. The great room is lined with plantation-shuttered windows, allowing natural light to pour in and offering a front-row seat to the stunning seascape just beyond your deck. The kitchen is a true showpiece, featuring dual granite-topped islands—one for prep and one for casual seating—along with custom wood cabinetry, a built-in refrigerator/freezer, built-in double wall ovens, and a large pantry. Glass display cabinets and rich wood details complete the space, making it as functional as it is beautiful. The sprawling primary suite offers incredible Gulf views, a large sitting area, custom wall art, and a room-sized walk-in closet with wood shelving for easy organization. The attached bath includes double sinks, custom cabinetry, a large glass-enclosed shower, and a walk-in tub—designed with comfort and luxury in mind. The guest bedroom is generously sized as well, with space for two queen beds and an ensuite bath that also features a walk-in tub. Step outside to the wide Gulf-facing deck, with stainless steel railings and glass infill for uninterrupted views of the open water and the uninhabited islands in the distance. Whether you're lounging with a morning coffee or taking in a fiery sunset, the deck is an extension of your living space, tailor-made for island life. Downstairs, you'll find a separate-entry one-bedroom apartment with full Gulf views, currently in need of renovation. While the framing, electrical, and plumbing remain intact, this space awaits your personal touch to bring it back to life. Also impacted by the recent hurricane are the boardwalk, pier, and stairwell—all of which will need to be replaced. The elevator is currently not in working order and will require repair, while the glass pane on the upstairs deck will be replaced prior to closing. A wall inside the home featuring children's drawings is covered with an erasable surface and can be easily removed if desired. Located directly across from the island's public airstrip, this home is ideal for private pilots seeking a Gulf getaway. Tie-down space is available just steps away, making aerial access a breeze. For land-based adventures, hop in your golf cart and cruise along the water to the island's charming downtown, where you'll find a coffee shop, restaurants, public beaches, bars, library, and beautiful scenery around every corner—all just minutes away. This is one of the largest homes on the island, and it's located in a truly spectacular setting with unmatched Gulf access and sweeping open-water views. While some updates and repairs are needed, the potential to create your dream island escape is already here. Make an offer and turn this Gulf-front gem into your personal paradise!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
Cedar Key High SchoolGrades PK-120.6 mi
--
Levy Virtual FranchiseGrades 6-1233.4 mi

Construction

Condition

  • Year built: 1975

Materials

  • Foundation: Coastal,Pillar/Post/Pier
  • Roof: Metal
  • Construction materials: HardiPlank Type,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Dishwasher,Dryer - Electric,Microwave,Oven,Refrigerator,Washer - Top Load
  • Laundry features: Sink,Laundry Room,W/D Hookups

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Bookcases,Breakfast Bar,Ceiling Fan(s),Decorative Lights,Elevator,Granite Counters,Open Floorplan,Split Floor Plan,Wood Cabinets,High Ceilings
  • Door features: French Doors
  • Window features: Double Pane Windows,Storm Window(s),Blinds,Plantation Shutters,Window Treatments
  • Flooring: Hardwood
  • Fireplace features: None

Heating & Cooling

  • Heating features: Electric,Ductless,Multiple Units
  • Cooling features: Electric

Interior Area

  • Total structure area: 4,366
  • Total interior livable area: 4,366 sqft

Master Bathroom

  • Features: Dual Sinks,Linen Closet,Separate Tub & Shower,Walk-in Shower,Walk-in Tub

Master Bedroom

  • Features: 1 Master Suite,Dressing Area,Sitting Area,Walk-In Closet(s)
  • Level: Main

Property

Details

  • Parcel number: 0042400200
  • Attached to another structure: Yes

Features

  • Levels: 2+ Story
  • Patio & porch: Porch,Open Deck
  • Exterior features: Lighting
  • Has view: Yes
  • View description: Gulf View,Water
  • Has water view: Yes
  • Water view: Gulf View,Water
  • On waterfront: Yes
  • Waterfront features: Pier,Gulf Access,Gulf Front
  • Waterbody name: Gulf of Mexico
  • Frontage length: Waterfront Footage: 100
  • Topography of land: Level

Lot

  • Lot size: 0.85 Acres
  • Features: Oversize,Rectangular Lot,Room for a Pool

Parking

  • Total spaces: 2
  • Parking features: Garage,Driveway,Off Street,Open,Dirt,Private
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Lightning
    LightningVery High
  • Hurricane
    HurricaneRelatively High
  • Cold Wave
    Cold WaveModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Lightning
Hurricane
Cold Wave
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Levy County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,525$54,300
Home Insurance *$387$4,644
Property Taxes $1,533$18,396
Electricity $439$5,272
Total$6,884$82,608
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$236,022/yr
40% on housing$206,520/yr
45% on housing$183,573/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.0%
5.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$205This listing

vs Other Active Listings

Avg $/sqft

ZIP 32625$197
Levy County$227

vs Homes Sold Last Month

Median $/sqft

ZIP 32625$301
Levy County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-19Listed for sale$950,000
2026-03-18Listing removed$950,000
2026-03-04Price change$950,000
2026-01-08Price change$999,999
2025-11-08Price change$1,275,000
2025-09-16Listed for sale$1,400,000
2024-08-15Listing removed$1,695,000
2024-04-28Listed for sale$1,695,000
2014-04-18Sold$523,775

For Sale by Agent

AgentFred Wynans
BrokerageHatcher Realty Services, Inc. Trenton

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