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15411 NW 42nd Ln, Chiefland, FL, 32626

2beds
1baths
926sqft
$80,000
$86price/sqft
$814/moest. monthly cost
$32,560/yrincome needed

About This Home

Escape to the peaceful charm of Fowlers Bluff with this cozy cottage nestled in one of North Florida's hidden gems! Located just minutes from the beautiful Suwannee River and approximately 20 minutes from both Chiefland and Cedar Key, this property offers the perfect opportunity to enjoy quiet country living with easy access to boating, fishing, kayaking, and the Gulf Coast. Situated in a tranquil river community, this home is ideal for anyone looking to create their own retreat. The interior is ready for remodeling, providing a blank canvas to customize and renovate to your personal style. Whether you're searching for a full-time residence, weekend getaway, or investment opportunity, the possibilities are endless. The home features a durable metal roof, a private 2-inch well for water, and approximately 926 square feet of heated and cooled living space (1,282 total square feet under roof). Just down the road—less than five minutes away—you'll find the Suwannee River, offering endless outdoor recreation. The community also features a local restaurant that conveniently serves as a small grocery store and gas station, adding to the relaxed, small-town atmosphere. If you've been dreaming of peaceful country living surrounded by nature, with some of Florida's best fishing and outdoor adventures just minutes away, this property is ready for your vision. Come experience the quiet lifestyle that makes Fowlers Bluff such a special place to call home!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1964

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Metal
  • Construction materials: Wood Siding,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Range

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Laminate Counters,Split Floor Plan
  • Window features: Single Hung Windows,Sliding Windows
  • Flooring: Carpet,Wood
  • Fireplace features: None

Heating & Cooling

  • Heating features: Window Unit(s)
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 926
  • Total interior livable area: 926 sqft

Master Bathroom

  • Features: Bathtub Only

Master Bedroom

  • Features: 1 Master Suite

Property

Details

  • Parcel number: 0017200900

Features

  • Patio & porch: Porch
  • Topography of land: Level
  • Residential vegetation: Grassed

Lot

  • Lot size: 10,018 sqft
  • Features: Square,Wooded

Parking

  • Parking features: Off Street,Open,Limerock
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Cold Wave
Hurricane
Lightning
Tsunami

FEMA Declared Disasters in Levy County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $404$4,848
Home Insurance *$48$576
Property Taxes $165$1,980
Electricity $197$2,366
Total$814$9,768
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$27,908/yr
40% on housing$24,420/yr
45% on housing$21,706/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.0%
5.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$86This listing

vs Other Active Listings

Avg $/sqft

ZIP 32626$150
Levy County$228

vs Homes Sold Last Month

Median $/sqft

ZIP 32626$163
Levy County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-08Listed for sale$80,000
2022-07-05Sold$15,000

For Sale by Agent

AgentFred Wynans
BrokerageHatcher Realty Services, Inc. Trenton

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