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6061 A Street, Cedar Key, FL, 32625

2beds
1baths
520sqft
$299,000
$575price/sqft
$2,260/moest. monthly cost
$90,400/yrincome needed

About This Home

Tucked away in a less traveled corner of downtown Cedar Key, the restored Hayes David Home blends timeless island charm with thoughtful modern updates. This beautifully renewed cracker-style home has been brought back to life with quality craftsmanship and creative woodworking touches that give the property warmth, character, and a true sense of place. Inside, you'll find inviting living spaces filled with detail, including a cedar-lined closet and custom features that make the home feel both comfortable and unique. Every inch has been carefully restored while still honoring the classic style that makes Old Florida homes so special. Outside, there is plenty of room for vehicles, golf carts, and boats—perfect for enjoying life on the island and getting out on the water whenever the mood strikes. The finished backyard with partial fencing offers a relaxing space for entertaining, gardening, or simply enjoying the coastal breeze after a day downtown. Whether you're searching for a full-time residence, a peaceful weekend getaway, or an income-producing vacation rental, this charming cottage delivers flexibility and island lifestyle in one unforgettable package. Located just moments from Cedar Key's restaurants, shops, marina, and waterfront sunsets, this is island living at its finest.

Getting Around

35
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Construction

Condition

  • Year built: 1962

Materials

  • Foundation: Crawl Space
  • Roof: Metal
  • Construction materials: HardiPlank Type,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cracker
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave Hood,Electric Range,Refrigerator
  • Laundry features: W/D Hookups

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s),Split Floor Plan,Wood Cabinets
  • Window features: Single Hung Windows,Window Treatments
  • Flooring: Wood
  • Fireplace features: None

Heating

  • Heating features: Ductless

Interior Area

  • Total structure area: 520
  • Total interior livable area: 520 sqft

Master Bathroom

  • Features: Combo Tub & Shower

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 0873600100

Features

  • Pool features: None
  • Exterior features: None
  • Waterfront features: None
  • Topography of land: Level

Lot

  • Lot size: 1,742 sqft
  • Features: One Way - Dead End,Rectangular Lot,Landscaped,Native Plants,Flood Plain
  • Lot size dimensions: 37 x 50

Parking

  • Parking features: Driveway,Open,Shell
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Lightning
    LightningVery High
  • Hurricane
    HurricaneRelatively High
  • Cold Wave
    Cold WaveModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Lightning
Hurricane
Cold Wave
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Levy County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,511$18,132
Home Insurance *$129$1,548
Property Taxes $423$5,076
Electricity $197$2,366
Total$2,260$27,120
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$77,485/yr
40% on housing$67,800/yr
45% on housing$60,266/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.0%
5.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$575This listing

vs Other Active Listings

Avg $/sqft

ZIP 32625$202
Levy County$227

vs Homes Sold Last Month

Median $/sqft

ZIP 32625$301
Levy County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-15Price change$369,000
2026-05-22Listed for sale$299,000
2020-03-24Sold$52,000

For Sale by Agent

AgentMelinda Allen
BrokeragePelican Realty

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