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McAllister Rd, Houstonia, MO, 65333

0beds
--baths
0sqft
$2,550,000
--price/sqft
$16,128/moest. monthly cost
$645,120/yrincome needed

About This Home

New Listing!! Known as North Rayl, is a 340-acre property located off McAllister Road in Saline County near Houstonia, Missouri. Currently, 192.9 acres are enrolled in the Conservation Reserve Program (CRP) through September 2027, generating an annual payment of $31,377. Once the CRP contract expires, the land is expected to convert into highly productive tillable ground, offering a significant opportunity to enhance return on investment. The property features excellent hunting throughout, and the north side includes 64 acres enrolled in the Wetland Reserve Program (WRP), providing dense cover ideal for wildlife. Additionally, the land boasts over 6,300 feet of Blackwater River frontage, adding both aesthetic and ecological value.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

7/10
9/10
Northwest High SchoolGrades 7-127.0 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Farm

Interior

Interior Area

  • Total structure area: 0

Property

Details

  • Parcel number: 2027601400000004.000
  • Special condition: Standard

Features

  • On waterfront: Yes
  • Waterfront features: River Access,River Front

Lot

  • Lot size: 340 Acres
  • Features: Gently Rolling

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Drought
Inland Flooding
Hail
Heat Wave
Strong Wind
Tornado

FEMA Declared Disasters Across Missouri Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $12,894$154,728
Home Insurance *$1,691$20,292
Property Taxes $1,402$16,824
Electricity $141$1,693
Total$16,128$193,536
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$552,960/yr
40% on housing$483,840/yr
45% on housing$430,080/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 65333$115
Saline County$206

vs Homes Sold Last Month

Median $/sqft

ZIP 65333$147
Saline County$109

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-10-01Listed for sale$2,550,000
2025-10-01Listing removed$3,142,500
2025-07-03Price change$3,142,500
2025-05-10Listed for sale$3,311,500

For Sale by Agent

AgentDevin Hoehn
BrokerageAgriBuck Properties

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