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503 NE 1st St, Chiefland, FL, 32626

3beds
1baths
1,440sqft
$189,000
$131price/sqft
$1,483/moest. monthly cost
$59,320/yrincome needed

About This Home

Welcome home to this charming 3-bedroom 1 bath property located within the city limits of Chiefland. From the moment you arrive, the inviting front porch creates a warm and welcoming first impression, perfect for enjoying your morning coffee or relaxing at the end of the day. This home has been well maintained over the years, and the pride of ownership is evident throughout. The condition and presentation truly speak for themselves. Notable features include updated windows, a metal roof, and updated kitchen and bathroom spaces that add to the home's overall comfort and functionality. A standout feature of this home is the solar panel system installed in 2021, offering both efficiency and long-term savings, with an average electric bill of approximately $55 per month, significantly reducing monthly utility costs and adding to the home's overall appeal for buyers seeking energy conscious living. Inside, you will find a comfortable and functional layout that includes a living room, dining room, kitchen, bonus room, and inside laundry. Faux wood blinds are installed throughout the home, and ceiling fans throughout provide both comfort and additional lighting in every room. The home offers high ceilings, a clean and well-maintained interior, and practical living space that suits a variety of needs. Attic storage with pull down access and plywood flooring offers additional usable storage space. Outside, a storage shed provides additional space, and the yard is neat, quaint, and easy to maintain. This property offers incredible versatility, ideal for a snowbird, young family, retired couple looking to downsize, or an investor seeking a rental or Airbnb opportunity. Conveniently located within blocks of shopping, medical facilities, schools and the local library, everything you need is close by. Just minutes from Manatee Springs, the Suwannee River, and the Nature Coast Trail, offering easy access to outdoor recreation. All reasonable offers will be considered. Housing inventory in Chiefland remains limited, and opportunities like this do not last long. As an added benefit, the seller is offering their existing survey, providing additional savings to the buyer.

Getting Around

51
WalkingSomewhat Walkable
0
TransitVery Limited Transit
61
BikeBikeable

Schools

4/10
4/10
--
Levy Virtual FranchiseGrades 6-1213.6 mi

Construction

Condition

  • Year built: 1959

Materials

  • Foundation: Crawl Space,Pillar/Post/Pier,Stem Wall
  • Roof: Metal
  • Construction materials: Vinyl Siding,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Range,Range Hood,Refrigerator,Washer
  • Laundry features: W/D Hookups

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s),Crown Molding,High Ceilings
  • Window features: Double Pane Windows,Window Treatments
  • Flooring: Wood
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central,Heat Pump,Window Unit(s)
  • Cooling features: Central Air,Window Unit(s)

Interior Area

  • Total structure area: 1,440
  • Total interior livable area: 1,440 sqft

Master Bathroom

  • Features: Shower Only,Vanity

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 0740900000

Features

  • Exterior features: Lighting
  • Topography of land: Level

Lot

  • Lot size: 1,959 Acres
  • Features: Typical,Partially Landscaped

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Cold Wave
Hurricane
Inland Flooding
Strong Wind
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Levy County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $955$11,460
Home Insurance *$115$1,380
Property Taxes $216$2,592
Electricity $197$2,366
Total$1,483$17,796
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$50,845/yr
40% on housing$44,490/yr
45% on housing$39,546/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.0%
5.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$131This listing

vs Other Active Listings

Avg $/sqft

ZIP 32626$146
Levy County$228

vs Homes Sold Last Month

Median $/sqft

ZIP 32626$163
Levy County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-10Price change$196,000
2026-04-30Listed for sale$199,900
2026-04-08Listing removed$199,900
2026-03-24Price change$199,900
2026-03-13Listed for sale$204,900
2018-08-17Sold$94,225
2018-07-06Pending sale$99,900
2018-05-11Listed for sale$99,900
2012-07-31Sold$34,000
2011-01-11Listing removed$59,000
2010-01-10Listed for sale$59,000

For Sale by Agent

AgentNon Member
BrokerageNon-Member
Phone0

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