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2109 White Oak Ln, Granger, IA, 50109

2beds
2baths
1,218sqft
$322,000
$264price/sqft
$2,417/moest. monthly cost
$96,680/yrincome needed

About This Home

Step into the Eisenhower by Greenland Homes, where high-end style meets a price tag you will actually love. This isn't just another ranch; it is a masterclass in modern living featuring a wide-open layout and the trendy finishes your lifestyle demands. Say goodbye to tight squeezes with the massive 2-car XL garage, offering the extra depth and width you need for big trucks, toys, or a dedicated workshop space. What truly sets this home apart is the team behind it. Built by a locally owned and employee-owned company, every detail is handled with a level of pride and care you won't find anywhere else. Plus, you can move in with total peace of mind thanks to an incredible 2-year builder warranty, twice the length of the industry standard. Stylish, spacious, and backed by local experts who care, the Eisenhower is the affordable new construction you have been waiting for. Come see why Greenland Homes is the talk of the neighborhood and claim this beauty before it is gone. Don't forget to ask about financing promotions with the preferred lender. If this isn't what you are looking for, check out Greenland Homes communities in Adel, Altoona, Ankeny, Bondurant, Clive, Elkhart, Granger, Grimes, Norwalk, Pella, and Waukee.

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Poured
  • Roof: Asphalt,Shingle
  • Construction materials: Stone,Vinyl Siding

Other

  • Builder name: Greenland Homes IA, Inc

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Stove
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Egress Windows,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • Main level bedrooms: 2

Features

  • Flooring: Carpet
  • Number of fireplaces: 1
  • Fireplace features: Electric
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Gas,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,218
  • Total interior livable area: 1,218 sqft

Property

Details

  • Parcel number: 0801405008
  • Zoning: R

Features

  • Stories: 1

Lot

  • Lot size: 8,712 sqft
  • Features: Rectangular Lot

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Two Car Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Drought
Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Heat Wave
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,628$19,536
Home Insurance *$172$2,064
Property Taxes $496$5,952
Electricity $121$1,452
Total$2,417$29,004
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,868/yr
40% on housing$72,510/yr
45% on housing$64,453/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.3%
12.3%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$264This listing

vs Other Active Listings

Avg $/sqft

ZIP 50109$312
Dallas County$241

vs Homes Sold Last Month

Median $/sqft

ZIP 50109$267
Dallas County$261

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-22Listed for sale$322,000
2026-01-23Sold$70,000

New Construction Spec

AgentTammy Heckart
BrokerageRE/MAX Concepts

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