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35603 Pine Needle Ln, Locust Grove, VA, 22508

5beds
4baths
3,720sqft
$595,999
$160price/sqft
$3,880/moest. monthly cost
$155,200/yrincome needed

About This Home

This New Construction home is Move-in Ready !A welcoming porch; a quiet study with French doors; a well-appointed kitchen offering a walk-in pantry and a center island; a spacious great room with an electric fireplace; a beautiful primary suite showcasing additional windows, a generous walk-in closet and a deluxe bath with double sinks; an airy loft; a convenient laundry; a partially finished basement boasting a large rec room, a bedroom and a bathroom; 2-car garage and two car drive way. Don't miss out on what could be your dream home!

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

--
6/10
4/10
Orange Co. High SchoolGrades 9-1220.2 mi

Construction

Condition

  • Property condition: Excellent
  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Active Radon Mitigation
  • Roof: Architectural Shingle
  • Construction materials: Combination

Other

  • Builder model: Hemingway
  • Builder name: Richmond American Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Disposal,Oven/Range - Electric,Refrigerator,Stainless Steel Appliance(s),Electric Water Heater
  • Laundry features: Upper Level

Basement

  • Area: 1200

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • 9'+ Ceilings
  • Flooring: Carpet,Luxury Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Electric
  • Fireplace: Yes
  • Finished area below ground: 1,200
  • Finished area above ground: 2,520

Heating & Cooling

  • Heating features: Forced Air,Programmable Thermostat,Electric
  • Cooling features: Programmable Thermostat,Electric

Interior Area

  • Total structure area: 3,720
  • Total interior livable area: 3,720 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: NO TAX RECORD
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: Community

Lot

  • Lot size: 8,823 sqft
  • Features: Rear Yard

Parking

  • Total spaces: 4
  • Parking features: Garage Faces Front,Concrete,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Hail
Hurricane
Heat Wave
Inland Flooding
Tornado
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,013$36,156
Home Insurance *$216$2,592
Property Taxes $293$3,516
Electricity $358$4,299
Total$3,880$46,560
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$133,028/yr
40% on housing$116,400/yr
45% on housing$103,466/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -5.4%
-5.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$160This listing

vs Other Active Listings

Avg $/sqft

ZIP 22508$188
Orange County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 22508
Orange County$216

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-05Price change$605,999
2026-02-04Price change$609,999
2025-12-15Listed for sale$599,999
2025-11-20Listing removed$609,999
2025-09-05Listed for sale$609,999

New Construction

AgentJay Day
BrokerageLPT Realty, LLC

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