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8396 Cherry St, Clear Lake, MN, 55319

4beds
3baths
2,772sqft
$378,900
$137price/sqft
$2,670/moest. monthly cost
$106,800/yrincome needed

About This Home

Welcome to the Mayfield plan, a breathtaking two-story masterpiece that welcomes you with elegance and style. As you step into this home, you'll be guided through a charming foyer that opens to a generously sized family room with a fireplace, seamlessly connected to a dedicated dining area. The kitchen is a chef’s dream, featuring luxurious quartz countertops, ample cabinetry, and modern stainless steel appliances that make cooking a delight. Upstairs, you'll find a thoughtfully designed layout that places all the bedrooms together for added privacy and convenience with the addition of the loft too. The expansive primary suite is a true retreat, complete with an upgraded primary bathroom that includes a glass-enclosed shower, a soaking tub, a stunning dual sink vanity, and a spacious walk-in closet. In addition, there are three well-sized secondary bedrooms that offer comfort and versatility. This home also includes 1.5 additional bathrooms, ensuring ample facilities for both family and guests plus an unfinished basement for future space! The lot features a nice private backyard perfect for entertaining or relaxing with family!

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

6/10
3/10
South Junior High SchoolGrades 6-810.5 mi
3/10

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Roof: Age 8 Years or Less,Asphalt
  • Construction materials: Concrete,Frame

Other

  • Builder name: LGI Homes

Type & Style

  • Home type: Townhouse
  • Property subType: (TH) Side x Side

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Dishwasher,Disposal,Freezer,Gas Water Heater,Microwave,Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Daylight,Unfinished

Bathroom

  • Level: Second
  • Area: 65
  • Dimensions: 13x5

Bathroom

  • Level: First
  • Area: 25
  • Dimensions: 5x5

Bedroom

  • Level: Second
  • Area: 156
  • Dimensions: 13x12

Bedroom2

  • Level: Second
  • Area: 130
  • Dimensions: 13x10

Bedroom3

  • Level: Second
  • Area: 120
  • Dimensions: 12x10

Bedroom4

  • Level: Second
  • Area: 117
  • Dimensions: 13x9

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Area: 144
  • Dimensions: 12x12

Family Room

  • Level: First
  • Area: 168
  • Dimensions: 14x12

Features

  • Number of fireplaces: 1
  • Fireplace features: Electric
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,072

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,772
  • Total interior livable area: 2,772 sqft

Kitchen

  • Level: First
  • Area: 196
  • Dimensions: 14x14

Laundry

  • Level: Second
  • Area: 40
  • Dimensions: 8x5

Loft

  • Level: Second
  • Area: 156
  • Dimensions: 13x12

Primary Bathroom

  • Level: Second
  • Area: 90
  • Dimensions: 9x10

Utility Room

  • Level: First
  • Area: 30
  • Dimensions: 6x5

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 70004200202
  • Attached to another structure: Yes
  • Zoning description: Residential-Single Family
  • Foundation area: 883

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Fencing: None

Lot

  • Lot size: 5,227 sqft
  • Lot size dimensions: 39 x 136 x 30 x 120

Parking

  • Total spaces: 2
  • Parking features: Attached,Asphalt,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Drought
Hail
Lightning
Tornado

FEMA Declared Disasters in Sherburne County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,915$22,980
Home Insurance *$223$2,676
Property Taxes $299$3,588
Electricity $233$2,805
Total$2,670$32,040
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,542/yr
40% on housing$80,100/yr
45% on housing$71,200/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 4.3%
4.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$137This listing

vs Other Active Listings

Avg $/sqft

ZIP 55319$189
Sherburne County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 55319$194
Sherburne County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$378,900
2026-04-27Pending sale$378,900
2026-04-03Listed for sale$378,900
2025-10-13Listing removed$379,900
2025-10-03Price change$379,900
2025-09-05Listed for sale$376,900

New Construction Spec

AgentJordan Oakley
BrokerageLGI Realty-Minnesota, LLC

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