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117-119 Odell Street, Schenectady, NY, 12304

4beds
2baths
2,074sqft
$305,000
$147price/sqft
$2,550/moest. monthly cost
$102,000/yrincome needed

About This Home

Welcome to this beautifully remodeled side by side duplex in the heart of Schenectady! This property boasts separate utilities as well as a fence that separates the backyard. Both homes enjoy abundant natural light, plenty of storage, and off street parking. Conveniently located near public transportation, the highways, tons of shopping, and local amenities. This duplex is a great opportunity to build equity or generate a steady rental income. Both units are currently vacant and ready for their next adventure!

Getting Around

81
WalkingVery Walkable
42
TransitSome Transit
57
BikeBikeable

Schools

Construction

Condition

  • Year built: 1880

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Architectural style: Traditional
  • Property subType: Duplex,Multi Family

Interior

Appliances

  • Laundry features: Laundry Closet

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,074

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 2,074
  • Total interior livable area: 2,074 sqft

Property

Details

  • Parcel number: 421500 49.59118 01
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Patio & porch: Enclosed,Front Porch
  • Exterior features: None
  • Fencing: Back Yard,Fenced

Lot

  • Lot size: 6,534 sqft

Parking

  • Total spaces: 2
  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Tornado

FEMA Declared Disasters in Schenectady County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,542$18,504
Home Insurance *$128$1,536
Property Taxes $538$6,456
Electricity $342$4,112
Total$2,550$30,600
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$87,428/yr
40% on housing$76,500/yr
45% on housing$68,000/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -3.1%
-3.1%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$147This listing

vs Other Active Listings

Avg $/sqft

ZIP 12304$158
Schenectady County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 12304$191
Schenectady County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Listed for sale$310,000
2026-03-11Pending sale$310,000
2026-02-06Price change$310,000
2026-01-07Listed for sale$320,000
2025-11-08Listing removed$1,495
2025-09-19Price change$1,495
2025-09-05Listed for rent$1,595

For Sale by Agent

AgentTina Berlin
BrokerageRealty One Group Key

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