433 Central Ave #Ph 4, Jersey City, NJ, 07307
About This Home
A rare penthouse with direct elevator entry into your residence, the potential option of a private balcony off the living room with direct World Trade Center views, and access to a roof deck with sweeping Manhattan panoramas. Boutique luxury just 20 minutes to Manhattan in the heart of Jersey City Heights. This one-of-one 3-bed, 2.5-bath condominium features sun-soaked, open-concept living with wide-plank chevron oak floors and floor-to-ceiling windows. Enjoy your chef’s kitchen with quartz countertops, premium stainless appliances, and sleek integrated panels. Spa-inspired baths showcase elegant porcelain finishes, matte-black fixtures, and heated floors. Smart conveniences include Ecobee thermostats, Swiftlane video intercom, keyless entry, and built-in speakers. Moments to neighborhood shops, parks, cafés, restaurants, and transit - including the 9th Street Light Rail - this penthouse blends bespoke design, modern sophistication, and exceptional accessibility to NYC. *Please reach out to our preferred lender at cross co mortgage for grant options from $15k-22k
Getting Around
Walker's Paradise
Excellent Transit
Very BikeableSchools
Construction
Materials
- Construction materials: Brick,See Remarks
Type & Style
- Home type: Condo
- Architectural style: Contemporary,Multi Level
- Property subType: Condominium
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Refrigerator,Washer/Dryer,Gas Oven
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Flooring: Hardwood
Heating & Cooling
- Heating features: Central,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 1,643
- Total interior livable area: 1,643 sqft
Property
Details
- Other equipment: Intercom
Parking
- Parking features: 1 Car,See Remarks
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Cold Wave
- Inland Flooding
- Strong Wind
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across New Jersey Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,385 | $64,620 |
| Home Insurance * | $224 | $2,688 |
| Property Taxes | $1,384 | $16,608 |
| Electricity | $193 | $2,318 |
| Total | $7,186 | $86,232 |
Income You'd Need if You Spent...
New Jersey FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-20 | Listed for sale | $1,095,000 |
| 2026-03-20 | Listing removed | $1,149,000 |
| 2026-01-31 | Listed for sale | $1,149,000 |
| 2026-01-31 | Listing removed | $1,199,800 |
| 2025-09-05 | Listed for sale | $1,199,800 |
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