See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

2908 Phil Ln, Sebring, FL, 33870

1beds
1baths
0sqft
$10,000
--price/sqft
$261/moest. monthly cost
$10,440/yrincome needed

About This Home

Furnished 1 BR 1 BA 12 X 41 mobile home with a 160 SQ. FT. FL room and a 7 x 8 laundry room providing 708 sq. ft. of inside living space. The outside features an 8.5 x 10 front entry porch under a roof, a 10 x 20.5 carport, a 10 x 12 patio located at the back of the carport for BBQing, and a clamshell awning in the front. This home offers an open floor plan from the 11 X 11.5 living room to the 11 X 11.5 kitchen and dining area, laminate flooring in the kitchen, hallway, and bath. In the hallway, there is a Coleman wall furnace and a 12,000 BTU window AC in the living room, and another window AC in the bedroom. All this, plus the home is close to the clubhouse and the park's amenities. Call today for a showing appointment.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
54
BikeBikeable

Schools

3/10
5/10
Sebring Middle SchoolGrades 6-81.9 mi
3/10
Sebring High SchoolGrades PK,9-121.1 mi

Construction

Condition

  • Year built: 1967

Materials

  • Roof: Metal
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Refrigerator,Microwave,Oven

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area above ground: 708

Heating & Cooling

  • Heating features: Has Heating (Unspecified Type)
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 708

Property

Details

  • On leased land: Yes
  • Lease amount: 525

Features

  • Patio & porch: Open Porch

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Lightning
    LightningRelatively High
  • Hurricane
    HurricaneModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Lightning
Hurricane
Tornado

FEMA Declared Disasters in Highlands County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $50$600
Home Insurance *$9$108
Property Taxes $5$60
Electricity $197$2,366
Total$261$3,132
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$8,948/yr
40% on housing$7,830/yr
45% on housing$6,960/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 33870$98
Highlands County$121

vs Homes Sold Last Month

Median $/sqft

ZIP 33870$162
Highlands County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-20Price change$12,500
2025-11-21Price change$15,500
2025-09-05Listed for sale$16,500

For Sale by Agent

AgentRay Hammond
BrokerageCanedo Realty

Similar Homes