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911 N Division St #318-E-&, Mishawaka, IN, 46545

2beds
1baths
836sqft
$159,900
$191price/sqft
$1,200/moest. monthly cost
$48,000/yrincome needed

About This Home

Every investor is waiting for a great investment opportunity! This home offers a bonus home for an opportunity to obtain great cash flow. 2 homes one parcel. Both homes are rented if you choose to keep the tenants in place, bringing a gross of $1700.00 per month. Main house has 2 bedrooms, 1 bath, basement and garage with recent upgrades . 2nd home has 1 bedroom, 1 bath and could use a little TLC. Exteriors have been sided with vinyl. These homes are located in a desirable Mishawaka neighborhood. Call today for further info!

Getting Around

73
WalkingVery Walkable
0
TransitVery Limited Transit
64
BikeBikeable

Schools

7/10
5/10
4/10
Mishawaka High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1920

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Partial,Concrete

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 836

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,672
  • Total interior livable area: 836 sqft

Property

Details

  • Parcel number: 710909478007.000023

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 6,969 sqft
  • Features: Level
  • Lot size dimensions: 53X132

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $808$9,696
Home Insurance *$95$1,140
Property Taxes $113$1,356
Electricity $184$2,212
Total$1,200$14,400
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$41,142/yr
40% on housing$36,000/yr
45% on housing$32,000/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$191This listing

vs Other Active Listings

Avg $/sqft

ZIP 46545$128
St. Joseph County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 46545$142
St. Joseph County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-04Price change$159,900
2026-03-03Price change$169,900
2025-09-23Price change$179,900
2025-09-05Listed for sale$189,900

For Sale by Agent

AgentJeffrey D Foster
BrokerageLPT Realty

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