2870 Victoria St N, Roseville, MN, 55113
About This Home
Welcome to the Canton II Plan at Victoria Shores on Lake Owasso! This stunning rambler features 4 spacious bedrooms and 3 bathrooms, with a thoughtfully designed kitchen that includes a large walk-in pantry. Enjoy peaceful, vista views of Lake Owasso from your living spaces, creating a serene atmosphere for everyday living. Main level livng with the primary bedroom, a 2nd bedroom/office & laundry room adds ultimate convenience. Step outside to explore scenic walking trails, shared lake access, and nearby parks, all just moments away from major freeways. At Victoria Shores, experience the perfect balance of lakeside tranquility and easy city access—Only 5 more homesites available to enjoy the blend of lake and city life. Lake life living within an association-maintained common area dock, walkways and more. Your Home... your way...from our Family to yours!
Getting Around
Car-Dependent
Minimal Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2025
Materials
- Roof: Age 8 Years or Less,Architectural Shingle,Pitched
- Construction materials: Frame
Other
- Builder name: FIELDSTONE FAMILY HOMES INC
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Air-To-Air Exchanger,Dishwasher,Disposal,Gas Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliance(s)
- Laundry features: Laundry Room,Main Level
Basement
- Has basement: Yes
- Basement: Drain Tiled,Finished,Concrete,Storage Space,Sump Basket,Sump Pump,Walk-Out Access
Bedroom
- Level: Main
- Area: 201.5
- Dimensions: 15.5x13
Bedroom2
- Level: Main
- Area: 126
- Dimensions: 12x10.5
Bedroom3
- Level: Lower
- Area: 180
- Dimensions: 15x12
Bedroom4
- Level: Lower
- Area: 150
- Dimensions: 12.5x12
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 1
- 3/4 bathrooms: 2
Dining Room
- Level: Basement
- Area: 126
- Dimensions: 12x10.5
Family Room
- Level: Lower
- Area: 399.5
- Dimensions: 23.5x17
Features
- Number of fireplaces: 1
- Fireplace features: Family Room,Gas
- Fireplace: Yes
- Finished area below ground: 1,082
- Finished area above ground: 1,638
Foyer
- Level: Main
- Area: 114
- Dimensions: 19x6
Great Room
- Level: Main
- Area: 255
- Dimensions: 17x15
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 3,276
- Total interior livable area: 3,276 sqft
Kitchen
- Level: Main
- Area: 120
- Dimensions: 10x12
Laundry
- Level: Main
- Area: 64
- Dimensions: 8x8
Mud Room
- Level: Main
- Area: 99
- Dimensions: 11x9
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 022923310065
- Zoning description: Residential-Single Family
- Foundation area: 1638
Features
- Levels: One
- Stories: 1
- Patio & porch: Front Porch,Patio
- On waterfront: Yes
- Waterfront features: Association Access,Lake Front
Lot
- Lot size: 0.41 Acres
- Features: Accessible Shoreline,Tree Coverage - Medium
- Lot size dimensions: 100 x 180 x 100 x 180
Parking
- Total spaces: 3
- Parking features: Attached,Asphalt
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Heat Wave
- Tornado
- Inland Flooding
- Landslide
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Ramsey County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,712 | $68,544 |
| Home Insurance * | $670 | $8,040 |
| Property Taxes | $1,120 | $13,440 |
| Electricity | $276 | $3,315 |
| Total | $7,778 | $93,336 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-09-05 | Listed for sale | $1,129,650 |
View on Zillow