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857-911 Insurance Rd, Richmond, TX, 77469

3beds
1baths
640sqft
$1,200,000
$1,875price/sqft
$9,031/moest. monthly cost
$361,240/yrincome needed

About This Home

Approximately 28.34 acres of undeveloped land located close to Rosenberg, Texas. Property is fenced, has two gates and on a private well and septic

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
8/10
George Ranch High SchoolGrades 9-123.4 mi

Construction

Condition

  • Year built: 1982

Type & Style

  • Home type: SingleFamily
  • Property subType: Farm

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • All Bedrooms Down

Heating & Cooling

  • Heating features: Space Heater
  • Cooling features: Electric

Interior Area

  • Total structure area: 640
  • Total interior livable area: 640 sqft

Kitchen

  • Features: Kitchen open to Family Room

Master Bathroom

  • Features: No Primary

Property

Details

  • Parcel number: 0039000000411901

Features

  • Stories: 1

Lot

  • Lot size: 16.82 Acres
  • Features: 20 Up to 50 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Tornado
    TornadoVery High
  • Hurricane
    HurricaneRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Hurricane
Heat Wave
Lightning
Cold Wave
Ice Storm
Strong Wind

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,067$72,804
Home Insurance *$956$11,472
Property Taxes $1,770$21,240
Electricity $238$2,859
Total$9,031$108,372
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$309,634/yr
40% on housing$270,930/yr
45% on housing$240,826/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.5%
6.5%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -3.0%
-3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,875This listing

vs Other Active Listings

Avg $/sqft

ZIP 77469$182
Fort Bend County$184

vs Homes Sold Last Month

Median $/sqft

ZIP 77469$160
Fort Bend County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-09-05Listed for sale$1,200,000

For Sale by Agent

AgentDavid Hummel
BrokerageAdvisors Commercial Real Estat

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