See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1122 Peninsula, Fort Towson, OK, 74735

5beds
4baths
3,500sqft
$465,000
$133price/sqft
$3,149/moest. monthly cost
$125,960/yrincome needed

About This Home

Welcome to Sandi’s Point—an extraordinary lakefront retreat at the tip of a private peninsula on Raymond Gary Lake, with water views in nearly every direction. Designed for gathering, this spacious home features 5 bedrooms, 4 bathrooms, a sunroom, and an open kitchen, dining, and living area with floor-to-ceiling windows overlooking the water. Nearly every room captures the lake, creating a peaceful backdrop throughout the home. Wraparound decks offer endless places to relax, entertain, and take in the views, while the shaded backyard is perfect for bonfires, games, and quiet evenings outdoors. Down by the water, enjoy your private boat slip with a large sitting deck—ideal for fishing, boating, and lakeside entertaining. Currently operating as a successful Airbnb and VRBO rental, this property offers the flexibility of a private getaway, full-time residence, or income-producing investment. Conveniently located just 2.5 hours from Dallas, 45 minutes from Broken Bow, and 25 minutes from Choctaw Casino, Sandi’s Point is a rare opportunity to own a one-of-a-kind waterfront escape.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

5/10
4/10
2/10
Fort Towson High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 1995

Materials

  • Foundation: Slab
  • Roof: Asphalt,Fiberglass
  • Construction materials: Brick,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Range,Built-In Oven,Dishwasher,Electric Water Heater,Oven,Range,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Laminate Counters,Other,Wood Counters,Ceiling Fan(s),Electric Oven Connection,Electric Range Connection
  • Window features: Aluminum Frames
  • Flooring: Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace features: Glass Doors
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,500
  • Total interior livable area: 3,500 sqft

Property

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Balcony,Deck,Patio
  • Fencing: Chain Link

Lot

  • Lot size: 0.38 Acres
  • Features: Mature Trees,Other

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Drought
    DroughtRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Drought
Heat Wave
Ice Storm
Strong Wind
Cold Wave
Hail
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters in Choctaw County and Oklahoma

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,351$28,212
Home Insurance $387$4,644
Property Taxes $151$1,812
Electricity $260$3,124
Total$3,149$37,788

Income You'd Need if You Spent...

35% on housing$107,965/yr
40% on housing$94,470/yr
45% on housing$83,973/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$133This listing

vs Other Active Listings

Avg $/sqft

ZIP 74735$144
Choctaw County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 74735
Choctaw County$118

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Price change$465,000
2026-06-22Price change$483,000
2026-05-30Listed for sale$485,000
2026-03-17Listing removed$539,000
2025-10-31Price change$539,000
2025-10-21Price change$559,000
2025-10-02Price change$579,000
2025-09-22Price change$599,000
2025-09-06Listed for sale$625,000

For Sale by Agent

AgentThomas Johnson
BrokerageSouthern Oklahoma Realty

Similar Homes