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29266 Dry Creek Rd, Galt, CA, 95632

3beds
3baths
2,304sqft
$1,824,999
$792price/sqft
$11,393/moest. monthly cost
$455,720/yrincome needed

About This Home

STUNNING one owner Ranch! Featuring Beautiful Sierra Mountain Views and a Log home! Also a Second 3/2 home! 2 homes on 1 lot and a 10 horse barn with 2 tack rooms! A total of 80 Breathtaking Acres. Wanting to Start a Family compound? Every Sunrise paints the mountains in Golden light This is it The heart of the property Stands a Beautiful log home featuring Custom Alder Kitchen and Bathroom cabinets and doors. Beautiful Slate floors with Radiant heat throughout. A huge pantry/washroom. Enjoy the fire or entertaining under the stars. Just steps away is a secondary home 3/2 with a relaxed country vibe with its own personality and privacy. Equestrians will be thrilled by the 10 horse barn equipped with 2 tack rooms! This rare offering is more than a home its a lifestyle. Right in the heart of the beautiful California wine country in San Joaquin County. A family compound slow paced beauty and boundless potential! Want a peaceful and private escape from the hustle and bustle. This property delivers it all. This land has raised Racehorses, Alfalfa Hay, Oats and Wheat Hay, Grain Barley, Irrigated pastures Sudan, Cattle and Sheep. Must be sold with APN #009-060-060-000

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
6/10
Galt High SchoolGrades 9-129.0 mi

Construction

Condition

  • Year built: 2008

Materials

  • Foundation: Pillar/Post/Pier,Slab
  • Roof: Metal
  • Construction materials: Log

Type & Style

  • Home type: SingleFamily
  • Architectural style: Log
  • Property subType: Multi Family,Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Electric Range,Gas Cooktop,Dishwasher,Microwave,Electric Cooktop
  • Laundry features: Inside,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1

Dining Room

  • Features: Formal Room,Space in Kitchen,Dining/Living Combo

Features

  • Flooring: Carpet,Slate
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Raised Hearth,Stone
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Propane,Central,Fireplace(s)
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 2,304 sqft

Kitchen

  • Features: Granite Counters,Kitchen Island,Tile Counters

Master Bathroom

  • Features: Shower Stall(s),Radiant Heat

Master Bedroom

  • Features: Closet,Walk-In Closet,Outside Access

Property

Details

  • Zoning description: AG-80
  • Special condition: Standard

Features

  • Exterior features: Covered Courtyard
  • Fencing: Cross Fenced

Lot

  • Lot size: 80 Acres
  • Features: Dead End

Parking

  • Parking features: Uncovered Parking Spaces 2+
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Drought
Inland Flooding
Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in San Joaquin County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,228$110,736
Home Insurance *$470$5,640
Property Taxes $1,201$14,412
Electricity $494$5,928
Total$11,393$136,716
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$390,617/yr
40% on housing$341,790/yr
45% on housing$303,813/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$792This listing

vs Other Active Listings

Avg $/sqft

ZIP 95632$280
San Joaquin County$287

vs Homes Sold Last Month

Median $/sqft

ZIP 95632$314
San Joaquin County$300

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-10Price change$1,849,999
2025-09-08Listed for sale$1,850,000

For Sale by Agent

AgentJennifer Wise
BrokerageColdwell Banker Realty

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