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3371 SW Villa Pl, Palm City, FL, 34990

3beds
2baths
1,346sqft
$310,000
$230price/sqft
$2,461/moest. monthly cost
$98,440/yrincome needed

About This Home

Lakefront living in the gated community of Sunset Trace in desirable Palm City. This beautifully maintained one-story villa offers 3 bedrooms and 2 baths with a bright, open layout designed for easy living. Enjoy tranquil water views from the living area and screened patio, perfect for morning coffee or evening relaxation. The kitchen features ample cabinetry and flows seamlessly into the main living space. Spacious primary suite with private bath, plus two guest bedrooms for family or office flexibility. Sunset Trace offers pools, tennis, and pickleball, all conveniently located near shopping, dining, and I-95. 2 Pets up to 51 pounds are allowed, but no renting for the first two years of ownership.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

9/10
7/10
5/10
Martin County High SchoolGrades 9-123.0 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1986

Materials

  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Range,Disposal,Microwave,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Cathedral Ceiling(s),Eat-in Kitchen,Living/Dining Room,Split Bedrooms,Walk-In Closet(s)
  • Window features: Blinds
  • Flooring: Ceramic Tile,Laminate
  • Common walls with other units/homes: End Unit

Heating & Cooling

  • Heating features: Central,Electric,Individual
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,622
  • Total interior livable area: 1,346 sqft

Property

Details

  • Parcel number: 133840016000002802
  • Attached to another structure: Yes

Features

  • Stories: 1
  • Pool features: Community
  • Exterior features: Storm/Security Shutters
  • On waterfront: Yes
  • Waterfront features: Lake

Lot

  • Lot size: 2,570 sqft

Parking

  • Total spaces: 1
  • Parking features: Attached,Driveway,Garage,Garage Door Opener
  • Has garage: Yes
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Coastal Flooding
    Coastal FloodingModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Inland Flooding
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Martin County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,567$18,804
Home Insurance *$264$3,168
Property Taxes $433$5,196
Electricity $197$2,366
Total$2,461$29,532
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,377/yr
40% on housing$73,830/yr
45% on housing$65,626/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.8%
14.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$230This listing

vs Other Active Listings

Avg $/sqft

ZIP 34990$291
Martin County$354

vs Homes Sold Last Month

Median $/sqft

ZIP 34990$285
Martin County$295

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-19Listed for sale$325,000
2020-11-22Listing removed$1,900
2020-09-03Listed for rent$1,900
2020-08-01Sold$1,900
2020-07-20Listing removed$1,900
2020-06-09Price change$1,900
2020-05-24Price change$2,000
2020-04-01Listed for rent$2,050
2019-05-21Listing removed$2,200
2019-03-19Listed for rent$2,200

For Sale by Agent

AgentMarilyn Griffin
BrokerageOne Sotheby's International Realty

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