431 Private Road 652, Bay City, TX, 77414
About This Home
GET A WAY, RELAX, ENJOY. Make this beautiful custom home, your personal recharge zone. This original owner/ builder home, gives all the vibes of the beach, with all the pleasures of living on the lower Caney Creek waterway. Beautiful trees on a sloping lawn to the water edge, await you and your friends. Located in the beautiful Live Oak Bend community, the boat ride is scenic and relaxing to the Intercostal waterway. If you love fishing, want to go to the beach or stay and enjoy this fabulous home, the choice is yours. With +/-2422 sqft, offering 4 beds, and 3.5 baths, there is room for everyone. Outdoor entertaining is a breeze on massive, beautiful decks, and the fully useable concrete space below the home. The size of the gathering depends on your guest list. The custom home offers luxurious finishes, custom kitchen, fabulous ensuites, and no carpet. Tall ceilings and expansive family area, all open to kitchen, dining and outdoor deck. Great pier with boat lift and recent bulkhead.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2023
Materials
- Foundation: Raised,Pillar/Post/Pier
- Roof: Composition
- Construction materials: Blown-In Insulation,Cement Siding,Wood Siding
Other
- Builder name: Allure Custom Homes
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: ENERGY STAR Qualified Appliances,Disposal,Dryer,Refrigerator,Washer,Freestanding Oven,Gas Oven,Oven,Microwave,Free-Standing Range,Gas Range,Dishwasher
- Laundry features: Electric Dryer Hookup,Gas Dryer Hookup,Washer Hookup
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Features
- Formal Entry/Foyer,High Ceilings,Prewired for Alarm System,2 Primary Bedrooms,En-Suite Bath,Primary Bed - 1st Floor,Primary Bed - 2nd Floor,Split Plan,Walk-In Closet(s)
- Door features: Insulated Doors
- Window features: Insulated/Low-E windows,Window Coverings
- Flooring: Engineered Hardwood,Tile,Vinyl
- Number of fireplaces: 1
- Fireplace features: Electric
- Fireplace: Yes
Heating & Cooling
- Heating features: Natural Gas,Propane
- Cooling features: Ceiling Fan(s),Electric
Interior Area
- Total structure area: 2,422
- Total interior livable area: 2,422 sqft
Kitchen
- Features: Breakfast Bar,Kitchen Island,Kitchen open to Family Room,Pantry,Pots/Pans Drawers,Soft Closing Cabinets,Soft Closing Drawers,Under Cabinet Lighting,Walk-in Pantry
Master Bathroom
- Features: Half Bath,Primary Bath: Double Sinks,Primary Bath: Separate Shower,Primary Bath: Soaking Tub,Primary Bath: Tub/Shower Combo,Secondary Bath(s): Double Sinks,Secondary Bath(s): Tub/Shower Combo,Two Primary Baths,Vanity Area
Property
Details
- Parcel number: 127479
- Exclusions: Art Work,Kitchenware,Clothes
Features
- Stories: 2
- Patio & porch: Covered,Patio/Deck,Porch
- Exterior features: Balcony,Side Yard,Boat Lift,Boat Slip
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
- Waterfront features: Bulkhead,Pier,Wood Bulkhead
Lot
- Lot size: 0.33 Acres
- Features: Subdivided,Waterfront,Wooded,1/4 Up to 1/2 Acre
Parking
- Total spaces: 2
- Parking features: Additional Parking,Boat,Double-Wide Driveway,Attached Carport
- Covered spaces: 2
- Carport: Yes
- Carport spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Coastal Flooding
- Inland Flooding
- Cold Wave
- Heat Wave
- Lightning
- Tornado
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,019 | $48,228 |
| Home Insurance * | $785 | $9,420 |
| Property Taxes | $808 | $9,696 |
| Electricity | $265 | $3,191 |
| Total | $5,877 | $70,524 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-27 | Price change | $795,000 |
| 2026-03-30 | Listed for sale | $829,000 |
| 2026-02-16 | Listing removed | $875,000 |
| 2025-09-08 | Listed for sale | $875,000 |
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