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2 Stream Dr, Carlisle, PA, 17013

4beds
3baths
2,310sqft
$395,900
$171price/sqft
$2,726/moest. monthly cost
$109,040/yrincome needed

About This Home

CUSTOM NEW CONSTRUCTION in the desirable Hays Landing community! The Madison model offers the perfect blend of quality craftsmanship, functional design, and everyday convenience — ideally located just minutes from downtown Carlisle with easy access to Harrisburg and York. Choose your spacious homesite with generous backyard space, perfect for outdoor living, entertaining, or future customization. This thoughtfully designed 2,310 sq ft floor plan features 4 bedrooms, 2.5 bathrooms, a full unfinished basement, and a 2-car garage. Standard features include luxury vinyl plank flooring, painted kitchen cabinetry, and a 10x10 patio or deck. Built with premium materials, customizable finishes, builder warranty, and no construction loan required, this is your opportunity to build your dream home with confidence. Multiple homesites available — call today for details!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

7/10
Bellaire El SchoolGrades K-50.5 mi
6/10
Wilson Middle SchoolGrades 6-80.5 mi
6/10
Carlisle Area High SchoolGrades 9-120.7 mi

Construction

Condition

  • Property condition: Excellent
  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Concrete Perimeter
  • Roof: Architectural Shingle
  • Construction materials: Stick Built,Vinyl Siding

Other

  • Builder name: Hunter Creek Builders

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: Upper Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Dry Wall
  • Window features: Double Hung,Double Pane Windows,Energy Efficient
  • Flooring: Carpet,Luxury Vinyl
  • Finished area above ground: 2,310

Heating & Cooling

  • Heating features: Forced Air,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,310
  • Total interior livable area: 2,310 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 29070471164
  • Zoning: RESIDENTIAL
  • Special condition: Standard
  • Other equipment: None
  • Exclusions: Washer,Dryer,Kitchen Refrigerator.

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Patio,Porch

Lot

  • Lot size: 0.50 Acres
  • Features: Front Yard

Parking

  • Total spaces: 6
  • Parking features: Garage Faces Front,Asphalt,Attached,Driveway,Off Street,On Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Hurricane
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,001$24,012
Home Insurance *$106$1,272
Property Taxes $366$4,392
Electricity $253$3,041
Total$2,726$32,712
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$93,462/yr
40% on housing$81,780/yr
45% on housing$72,693/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.1%
11.1%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$171This listing

vs Other Active Listings

Avg $/sqft

ZIP 17013$156
Cumberland County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 17013$177
Cumberland County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Price change$453,900
2026-03-08Listed for sale$499,900
2026-02-21Listing removed$499,900
2026-01-16Listed for sale$499,900
2026-01-09Listing removed$499,900
2025-09-08Listed for sale$499,900

New Construction Spec

AgentChristian Will
BrokerageKeller Williams Elite

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