197 Lake Harbor Rd, Brandon, MS, 39047
About This Home
Welcome to Canal Place! Rankin County's New Affordable new construction with quality finishes! Built by a trusted local builder, this home features an open-concept floor plan, modern kitchen with solid-surface countertops, stylish cabinetry, and durable flooring throughout. The private primary suite offers comfort and convenience, while additional bedrooms provide space for family, guests, or a home office. Energy-efficient windows fill the home with natural light, and a low-maintenance yard makes upkeep easy. Enjoy the peace of mind that comes with owning a brand-new home—affordable, move-in ready, and built to last! Qualifies for USDA Rural Housing Loan Ask about Builder Incentives
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Under Construction
- New construction: Yes
- Year built: 2026
Materials
- Foundation: Slab
- Roof: Architectural Shingles
- Construction materials: Brick Veneer
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Residential,Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal
- Laundry features: Main Level
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Open Floorplan
- Door features: Dead Bolt Lock(s)
- Window features: Insulated Windows
- Flooring: Other
- Fireplace features: Electric
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 1,781
- Total interior livable area: 1,781 sqft
Property
Details
- Parcel number: Unassigned
Features
- Levels: One
- Stories: 1
- Patio & porch: Patio
- Exterior features: None
- Fencing: None
Lot
- Lot size: 0.32 Acres
- Features: Level
Parking
- Total spaces: 2
- Parking features: Paved
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Drought
- Hail
- Heat Wave
- Lightning
- Strong Wind
- Tornado
- Ice Storm
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Rankin County and Mississippi
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,714 | $20,568 |
| Home Insurance * | $236 | $2,832 |
| Property Taxes | $163 | $1,956 |
| Electricity | $192 | $2,304 |
| Total | $2,305 | $27,660 |
Income You'd Need if You Spent...
Mississippi FAIR Plan Programs
Mississippi Residential Property Insurance Underwriting Association
WildfireHailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-09-08 | Listed for sale | $339,000 |
View on Zillow