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1729 Watercrest Way, Young Harris, GA, 30582

1beds
1baths
936sqft
$270,000
$288price/sqft
$1,740/moest. monthly cost
$69,600/yrincome needed

About This Home

Spacious One-Bedroom Condo with Stunning Lake & Mountain Views! Wake up to BREATHTAKING SUNRISES and enjoy long-range views of both the lake and mountains. Major upgrades include a brand new $13,000 walk-in shower (April 2026), new LVP flooring throughout the home (Dec 2025), and a beautiful kitchen backsplash (Dec. 2025) compliments the cabinetry. Open floor plan features a welcoming living room with a beautiful stacked-stone gas log fireplace, dining area, and kitchen. The highly desirable Watercrest Condo community has access to premium amenities including a pool, workout facility, and community room with kitchenette. The HOA does all lawn maintenance and landscaping. Conveniently located within walking distance to Lake Chatuge, a Marina, and Ridges Resort. Enjoy nearby lakefront and lake view restaurants, shopping, hiking, fishing, and the Georga Mountain Fair Grounds concerts and entertainment. Perfect for year-round living or a rental investment. This home offers both comfort and convenience in one of North Georgia's most popular locations.rre

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

6/10
8/10
7/10
Towns County High SchoolGrades 9-125.8 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2004

Materials

  • Roof: Composition
  • Construction materials: Stucco

Type & Style

  • Home type: Condo
  • Architectural style: Traditional
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Water Heater,Microwave,Oven/Range (Combo),Refrigerator
  • Laundry features: In Hall,Laundry Closet

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Features: Dining Rm/Living Rm Combo

Features

  • Master On Main Level
  • Flooring: Other
  • Number of fireplaces: 1
  • Fireplace features: Gas Log
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 936

Heating & Cooling

  • Heating features: Central,Electric,Propane
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 936
  • Total interior livable area: 936 sqft

Kitchen

  • Features: Breakfast Bar

Property

Details

  • Parcel number: 0019 224

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: In Ground
  • Patio & porch: Patio
  • Exterior features: Balcony
  • Has view: Yes
  • View description: Lake,Mountain(s)
  • Has water view: Yes
  • Water view: Lake

Lot

  • Features: Level

Parking

  • Parking features: Assigned,Guest

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Inland Flooding
Strong Wind
Tornado
Hail
Ice Storm
Landslide
Wildfire

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,365$16,380
Home Insurance *$78$936
Property Taxes $78$936
Electricity $219$2,637
Total$1,740$20,880
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$59,657/yr
40% on housing$52,200/yr
45% on housing$46,400/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -7.7%
-7.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$288This listing

vs Other Active Listings

Avg $/sqft

ZIP 30582$210
Towns County$213

vs Homes Sold Last Month

Median $/sqft

ZIP 30582
Towns County$212

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-29Listed for sale$270,000
2026-02-04Listing removed$246,000
2025-11-11Price change$246,000
2025-10-08Price change$248,500
2025-09-19Price change$249,500
2025-09-03Listed for sale$250,000

For Sale by Agent

AgentNona Hodnett
BrokerageMountain Realty

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