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78 Oak Ridge Road, Shirley Mills, ME, 04485

--beds
--baths
386sqft
$199,900
$518price/sqft
$1,472/moest. monthly cost
$58,880/yrincome needed

About This Home

Quintessential ''upta camp'' in Shirley, privately situated on 13+ wooded acres. This cozy and inviting retreat offers a loft sleeping area and all the rustic charm you'd expect in a North Woods camp. With underground power, a dug well, and an outdoor shower house with on-demand hot water, you'll enjoy modern comforts while still feeling connected to nature. A wood stove and wall-mounted heater provide warmth long into fall and even winter, extending your camp season. Enjoy close access to ATV and snowmobile trails right from your doorstep, making it a true recreational paradise. Just a short drive to Greenville and Moosehead Lake, you'll find endless opportunities for boating, fishing, hiking, and adventure. With plenty of acreage, this property offers flexibility to stay in the camp while you build your year-round home, or enjoy it exactly as it is, the way the current owners have for over 25 years. An opportunity to own a piece of Maine tradition, blending privacy, recreation, and timeless camp life.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

8/10

Construction

Condition

  • Year built: 1992

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Metal
  • Construction materials: Wood Frame,Other,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Camp
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Features

  • Flooring: Carpet,Wood
  • Finished area below ground: 0
  • Finished area above ground: 386

Heating & Cooling

  • Heating features: Space Heater,Wood Stove
  • Cooling features: None

Interior Area

  • Total structure area: 386
  • Total interior livable area: 386 sqft

Loft

  • Level: Second

Other

  • Level: First

Property

Details

  • Parcel number: SHIY000009000000000019000008
  • Zoning: Residential

Features

  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 13.23 Acres
  • Features: Open Lot,Rolling Slope,Wooded

Parking

  • Parking features: Gravel,1 - 4 Spaces

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Ice Storm
    Ice StormRelatively High

How This Home’s Risks Compare

Cold Wave
Lightning
Winter Weather
Ice Storm

FEMA Declared Disasters Across Maine Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,010$12,120
Home Insurance $89$1,068
Property Taxes $129$1,548
Electricity $244$2,930
Total$1,472$17,664

Income You'd Need if You Spent...

35% on housing$50,468/yr
40% on housing$44,160/yr
45% on housing$39,253/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 7.7%
7.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$518This listing

vs Other Active Listings

Avg $/sqft

ZIP 04485$116
Piscataquis County$164

vs Homes Sold Last Month

Median $/sqft

ZIP 04485
Piscataquis County$170

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-19Listed for sale$199,900
2026-03-08Listing removed$199,900
2025-09-08Listed for sale$199,900

For Sale by Agent

AgentAmy Wilbur
BrokeragePortside Real Estate Group

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