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3265 Thoroughbred Dr, Loveland, OH, 45140

3beds
3baths
0sqft
$402,500
--price/sqft
$2,792/moest. monthly cost
$111,680/yrincome needed

About This Home

Ask how you can lock you interest rate on this home today! The Dreed Ventura features 9'ceilings on the FF with a vaulted ceiling in the Great Room. First Floor Private Suite with luxurious bath. An additional FF Bed/Bath and a third Bed/Bath and Spacious Gameroom one the Second Floor. 2505 sf of living space with ample room for entertaining and hosting family and friends. A large covered rear Patio offers relaxing outdoor living with wooded views. Enjoy the maintenance free lifestyle in the Villages of Belmont.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

--
6/10
Goshen Middle SchoolGrades 6-82.0 mi
6/10
Goshen High SchoolGrades 9-121.9 mi

Construction

Condition

  • New construction: Yes

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Stone,Vinyl Siding

Other

  • Builder name: Drees Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman/Bungalow
  • Property subType: Single Family Residence,Landom./Patio Home

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Oven/Range,Electric Water Heater

Basement

  • Basement: None

Bathroom1

  • Features: Full
  • Level: First

Bathroom2

  • Features: Full
  • Level: First

Bathroom3

  • Features: Full
  • Level: Second

Bedroom2

  • Level: First
  • Area: 143

Bedroom3

  • Level: Second
  • Area: 143

Bedroom4

  • Area: 0

Bedroom5

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Area: 0

Family Room

  • Area: 0

Features

  • High Ceilings,Crown Molding,Vaulted Ceiling(s),Other,Ceiling Fan(s),Recessed Lighting,Tech Wiring
  • Window features: Vinyl,Other
  • Attic: Storage

Great Room

  • Features: Walkout,Laminate Floor,Other
  • Level: First
  • Area: 352

Heating & Cooling

  • Heating features: Program Thermostat,Electric,Forced Air,Variable Speed HVAC,Heat Pump
  • Cooling features: Ceiling Fan(s),SEER Rated 16+,Central Air,Variable Speed HVAC

Interior Area

  • Total structure area: 0

Kitchen

  • Features: Pantry,Quartz Counters,Kitchen Island,Wood Cabinets,Laminate Floor,Other
  • Area: 143

Living Room

  • Area: 0

Master Bathroom

  • Features: Built-In Shower Seat,Shower,Double Vanity,Marb/Gran/Slate,Other

Master Bedroom

  • Features: Bath Adjoins,Walk-In Closet(s),Wall-to-Wall Carpet
  • Level: First
  • Area: 234

Office

  • Area: 0

Property

Details

  • Parcel number: NEW/UNDER CONST/TO BE BUILT
  • Zoning description: Residential
  • Other equipment: Mechanical Systems (Other)

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered Deck/Patio,Porch
  • Topography of land: Level
  • Residential vegetation: Heavily Wooded

Lot

  • Features: Less than .5 Acre
  • Lot size dimensions: Irregular

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,035$24,420
Home Insurance *$142$1,704
Property Taxes $422$5,064
Electricity $193$2,320
Total$2,792$33,504
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,725/yr
40% on housing$83,760/yr
45% on housing$74,453/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.4%
12.4%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 45140$277
Clermont County$191

vs Homes Sold Last Month

Median $/sqft

ZIP 45140$203
Clermont County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-06Price change$415,000
2026-03-23Price change$420,000
2026-02-27Price change$425,000
2026-01-02Price change$430,000
2025-12-17Price change$432,500
2025-09-28Price change$437,500
2025-09-08Listed for sale$440,000

New Construction Spec

AgentShelbey A. Loudin
BrokerageDrees / Zaring Realty

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