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738 Cozy Farm Road, Waunakee, WI, 53597

2beds
2baths
1,548sqft
$499,900
$323price/sqft
$3,487/moest. monthly cost
$139,480/yrincome needed

About This Home

Move-in Ready 5/28/26! Welcome to Haven, a community of twin homes that offers low maintenance living in a custom home with a private yard. Low monthly association fee of $225 covers lawn mowing, fertilization, and snow removal; plus, a la carte seasonal services are available for a separate rate. This Adler home features a smart, open layout and checks off all your boxes. 2 bedrooms, 2 baths with locally crafted cabinetry and painted trim and doors throughout. Gourmet kitchen w/ island and stainless appliances, plus a pantry for added storage. Owner?s Suite has a private bath, walk-in closet, and tray ceiling. 2-car garage. Retreat to your deck for some R&R. To top it off, this home even comes with a comprehensive warranty backed by a full-service team. Make this home yours!

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

5/10
Waunakee Middle SchoolGrades 7-81.2 mi
8/10
Waunakee High SchoolGrades 9-121.1 mi

Construction

Condition

  • Property condition: 0-5 Years,New Construction,Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Construction materials: Vinyl Siding,Stone

Other

  • Builder name: Veridian Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven,Refrigerator,Dishwasher,Microwave,Disposal,Washer,Dryer,Water Softener

Basement

  • Has basement: Yes
  • Basement: Full,Sump Pump,Radon Mitigation System,Concrete

Bathroom

  • Features: Stubbed For Bathroom on Lower,At least 1 Tub,Master Bedroom Bath: Full,Master Bedroom Bath,Master Bedroom Bath: Walk-In Shower

Bedroom2

  • Level: Main
  • Area: 143

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Features

  • Walk-In Closet(s),Breakfast Bar,Pantry,Kitchen Island
  • Window features: Low Emissivity Windows
  • Finished area below ground: 0
  • Finished area above ground: 1,548
  • Common walls with other units/homes: 1 Common Wall

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,548
  • Total interior livable area: 1,548 sqft

Kitchen

  • Level: Main
  • Area: 140

Living Room

  • Level: Main
  • Area: 240

Master Bedroom

  • Level: Main
  • Area: 182

Property

Details

  • Parcel number: 080904346691
  • Attached to another structure: Yes
  • Zoning: RESR2Z
  • Other equipment: Air Purifier

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Living area range: 1501-1750

Lot

  • Lot size: 6,969 sqft
  • Features: Sidewalks

Parking

  • Total spaces: 2
  • Parking features: 2 Car,Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Tornado
Winter Weather
Heat Wave
Lightning
Strong Wind

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,527$30,324
Home Insurance *$135$1,620
Property Taxes $654$7,848
Electricity $171$2,054
Total$3,487$41,844
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$119,554/yr
40% on housing$104,610/yr
45% on housing$92,986/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$323This listing

vs Other Active Listings

Avg $/sqft

ZIP 53597$277
Dane County$251

vs Homes Sold Last Month

Median $/sqft

ZIP 53597$232
Dane County$246

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-12Listed for sale$499,900
2026-02-05Listing removed$454,700
2025-09-08Listed for sale$454,700

New Construction Spec

AgentScott Kramer
BrokerageStark Company, REALTORS

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