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8820 Cantinas Point, Bradley, CA, 93426

5beds
6baths
5,054sqft
$4,500,000
$890price/sqft
$27,532/moest. monthly cost
$1,101,280/yrincome needed

About This Home

Perched on the highly sought-after Cantinas Point in the gated community of Oak Shores at Lake Nacimiento, this expansive 2+ acre lakefront estate seamlessly blends luxury, comfort, and functionality. With 5 bedrooms, 4 full bathrooms, and 2 half bathrooms, the home is thoughtfully designed for both entertaining and everyday living. The main level welcomes you with a flexible floor plan. An office with built-in storage provides the perfect workspace, while the gourmet kitchen features granite countertops, stainless steel appliances, a walk-in pantry, and utility closet. The breakfast nook connects effortlessly to the formal dining area with a fireplace, flowing into the spacious living room anchored by a second fireplace. French doors open out to a sweeping deck with a complete outdoor kitchen and paver system decking ideal for gatherings with family and friends. This level also includes a half bathroom, three guest bedrooms, a full bathroom, and a fourth bedroom with en-suite bathroom, plus a laundry room and four-car garage. The upper level offers added versatility with a full kitchen, dining area, and living room with French doors opening out to a second outdoor kitchen and deck overlooking the lake. The luxurious primary suite is also upstairs, offering a lake view, a walk-in closet, and spa-like en-suite bathroom with dual vanity, soaking tub, and tiled shower stall with seven shower heads. A climate-controlled stairwell from the main to the lower-level doubles as a wine cellar, and a dumbwaiter services all three floors for convenience. The lower level is designed for recreation and future customization, featuring a spacious game room equipped with a fireplace, plumbing, electricity and a chase for additional cooking options, a full bathroom, and a half bathroom. With built-in soundproofing and spray foam insulation throughout the home, this level also offers the opportunity to add a theater room, bunk room, or extra bedroom. Parking is made easy with the concrete driveway, attached 4 car garage and carport with an outdoor shower and setup to wash off your lake toys. Crafted with attention to detail and modern conveniences throughout, this remarkable property offers the ultimate lakefront lifestyle at Lake Nacimiento.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

6/10

Construction

Condition

  • Property condition: Turnkey
  • Year built: 2016

Materials

  • Foundation: Concrete Perimeter,Slab
  • Construction materials: Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Spanish
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: 6 Burner Stove,Barbecue,Double Oven,Dishwasher,Microwave
  • Laundry features: Inside,Laundry Room

Bathroom

  • Features: Bathtub,Dual Sinks,Linen Closet,Multiple Shower Heads,Soaking Tub,Separate Shower,Tub Shower,Walk-In Shower

Bedroom

  • Features: Bedroom on Main Level

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 2
  • 3/4 bathrooms: 2
  • 1/2 bathrooms: 2
  • Main level bathrooms: 3
  • Main level bedrooms: 4

Features

  • Beamed Ceilings,Breakfast Bar,Built-in Features,Balcony,Ceiling Fan(s),Central Vacuum,Dumbwaiter,Granite Counters,High Ceilings,Living Room Deck Attached,Multiple Staircases,Open Floorplan,Pantry,Recessed Lighting,Storage,Bedroom on Main Level,Entrance Foyer,Main Level Primary,Multiple Primary Suites,Primary Suite,Walk-In Pantry
  • Window features: Insulated Windows,Shutters
  • Flooring: Carpet,Tile,Wood
  • Fireplace features: Family Room,Living Room,Propane,Wood Burning
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Fireplace(s),Propane,Wood
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 5,054 sqft

Kitchen

  • Features: Granite Counters,Kitchen Island,Utility Sink

Master Bedroom

  • Features: Main Level Primary

Property

Details

  • Parcel number: 012201067
  • Zoning: RSF
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Stories: 3
  • Entry location: 2
  • Pool features: Heated,Association
  • Patio & porch: Covered
  • Exterior features: Barbecue,Lighting,Rain Gutters
  • Spa features: None
  • Has view: Yes
  • View description: Lake,Mountain(s)
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake Front,Lake Privileges

Lot

  • Lot size: 2.09 Acres
  • Features: Sloped Down,Lot Over 40000 Sqft,Landscaped

Parking

  • Total spaces: 12
  • Parking features: Boat,Concrete,Door-Multi,Driveway Down Slope From Street,Driveway,Garage,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Uncovered spaces: 8

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideRelatively High
  • Drought
    DroughtModerate

How This Home’s Risks Compare

Wildfire
Earthquake
Inland Flooding
Landslide
Drought

FEMA Declared Disasters in San Luis Obispo County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $22,754$273,048
Home Insurance *$1,295$15,540
Property Taxes $2,400$28,800
Electricity $1,083$13,005
Total$27,532$330,384
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$943,954/yr
40% on housing$825,960/yr
45% on housing$734,186/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$890This listing

vs Other Active Listings

Avg $/sqft

ZIP 93426$403
San Luis Obispo County$559

vs Homes Sold Last Month

Median $/sqft

ZIP 93426$377
San Luis Obispo County$522

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-09-08Listed for sale$4,500,000

For Sale by Agent

AgentJasmine Duncan
BrokerageOak Shores Realty

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